Write a review

Go to business site

Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10742 reviews)

View other Updraft products

4.96

Based on 10,742 reviews, last reviewed 21st Mar 2026

353500% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

The application process was very straightforward wit... The application process was very straightforward with a quick response and easy to finalise loan agreement. Reviewed on: 21st March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

Read all reviews See your review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10742)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Great customer service.

Great customer service. Good ui and quick to find out about a loan Reviewed on: 25th February 2026

Biggest help

Updraft saved me from a much worse off position. The process was incredibly easy and fast, and I felt supported along the way, Reviewed on: 25th February 2026

Easy and helpful .

Was struggling to pay credit car balance. But updraft was able to get me a loan very quickly to pay off the credit card. Reviewed on: 25th February 2026

Very helpful friendly staff from start to finish, ea...

Very helpful friendly staff from start to finish, easy process to apply results in minutes, helpful aftercare aswell Reviewed on: 25th February 2026

more sustainable than credit card bills with intrest

more sustainable than credit card bills with intrest Reviewed on: 25th February 2026

Algorithm that works!

Algorithm that works! Everything is seamless and it seems where others are failing to determine risk properly, Updraft have nailed it. I am thrilled to have secured a great rate to bring control back to my credit usage and I highly recommend them. They are miles ahead. Reviewed on: 25th February 2026

Very easy to apply, quickly received money, the only...

Very easy to apply, quickly received money, the only thing was Apr rates of one of the loans other than that no problem Reviewed on: 25th February 2026

Updraft - Postive Review

My experience using updraft for a personal loan has been positive. The process is fast, it is easy to pay off, the customer service it excellent but I would like them to offer bigger loans and to be able to pay using an online platform. Reviewed on: 25th February 2026

Excellent loan company

Excellent loan company really easy to apply and the money was made available straight away Reviewed on: 25th February 2026

Game changing loan experience.

I had a great experience with Updraft (or rather, I am HAVING a great experience with them). They made the loan experience easy, and a lot less stressful than I expected. Reviewed on: 25th February 2026

Alternative products

Peer to peer lending (discontinued)
from FundingSecure (inactive company) 4.25 from 3 reviews
Peer to Peer Lending
from Folk2Folk 3.33 from 3 reviews
Logbook loan (discontinued)
from Gissaloan (inactive company) 0.00 from 0 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub