Smart Money People Logo

Voting in the Consumer credit awards 2026 is open - Vote here

Own this company?
Share this page

Wise reviews

TransferWise Logo
Rated Excellent 4.64/5

Wise reviews

Unverified business Last reviewed within 7 days
  • Fully digital service with no in-person branches
    Fully digital service with no in-person branches
  • On-line application and approval process
    On-line application and approval process

Review summary

People rate this company as Excellent based on 143 product reviews

Average score of 4.64/5
5 star
85%
4 star
8%
3 star
2%
2 star
0%
1 star
5%
Reviews for Wise have trended positively over the past 90 days

Latest positive rating

5/5

Great for managing foreign accounts and transfers

I've been able to open and close accounts, transfer money, and exchange between currencies quickly and cheaply

{"display":"Bilen Ahmet","full_name":"Bilen Ahmet","avatar":{"url":"\/assets\/uploads\/avatars\/users\/475963.png"}}'s avatar
Wise Account
Bilen Ahmet 19th April 2026

Latest negative rating

1/5

WISE operate on unethical business practises.

WISE operate on unethical business practises. When i convert money to yen it was not prompt to me as a warning that the min. transfer... WISE operate on unethical business practises. When i convert money to yen it was not prompt to me as a warning that the min. transfer for Yen using Swift is 1million yen. This was only made known after conversion. When I ask customer service for a solution they just say to convert back to the original currency. When i ask so i inccur twice currency conversion fee and they decide to ignore me saying. Saying that's the solution offered. Such a dubious practise from a company that promotes transparency. Read more Read less

{"display":"ZACK E","full_name":"ZACK E","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Wise Account
ZACK E 5th February 2026

About Wise

Wise help millions of people and businesses to manage their money through a multi-currency account.

Wise was launched in 2011 by Kristo Käärmann and Taavet Hinrikus who wanted to make international money transfers cheaper and simpler. Wise have partnered with banks and other companies to help their customers with better international banking.

Wise offers an international money app and multi-currency card.

Wise at a glance

Contact details

Social media

Reviews for Wise

Showing 11 of 143 company reviews Last reviewed within 7 days

Great for managing foreign accounts and transfers

Wise Account 19th April 2026

I've been able to open and close accounts, transfer money, and exchange between currencies quickly and cheaply

Rated Excellent 5/5
Read more product reviews

I have used Wise for international payments for many...

Wise Account 16th April 2026

I have used Wise for international payments for many years. Overall its been quite good with functionality and reliability

Rated Average 3/5
Read more product reviews
  • 5/5

    Easy to use, great rates, super convenient.

    Easy to use, great rates, super convenient. I’d highly recommend for anyone needing a money transfer account or an account requiring different currencies.

    {"display":"Dina","full_name":"Dina","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Wise Account
    Dina 16th April 2026
  • 4/5

    I've been using wise fora while and I love the overa...

    I've been using wise fora while and I love the overall experience, the transfer fees are transparent and lower than other financial services. I love... I've been using wise fora while and I love the overall experience, the transfer fees are transparent and lower than other financial services. I love the fact that I can hold multiple currencies in different countries. But my biggest challenge was a proof of funds verification, it made me to almost dislike them,I wish you could have done proofs of funds check earlier while opening an account, because it was almost impossible for me to do a proof of funds. Well I'm glad o did tho, that was my ick and that's why I left a 4 star review instead of a 5 star. Although I would have rated them 3 star, but from the above sentences they did well, and they had nice customer service. Read more Read less

    {"display":"Michael ","full_name":"Michael ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Wise Account
    Michael 16th April 2026
  • 5/5

    Amazing service and instant transactions, for exampl...

    Amazing service and instant transactions, for example when you preauthorise at fuel pumps or refunds they are very quick instead of high street banks which take days.

    {"display":"Aamir","full_name":"Aamir","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Wise Account
    Aamir 11th April 2026
  • 5/5

    Been using wise for years, it’s just a great service...

    Been using wise for years, it’s just a great service that always works well

    {"display":"Andrew H","full_name":"Andrew H","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Wise Account
    Andrew H 4th April 2026
  • 5/5

    The multi currency account works simply & efficiently,

    The multi currency account works simply & efficiently,

    {"display":"J Newton","full_name":"J Newton","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Wise Account
    J Newton 25th March 2026
  • 5/5

    Good overall account management.

    Good overall account management. I have found the odd international payment can get delayed with aml checks and these seem sensible and not onerous. Interest... Good overall account management. I have found the odd international payment can get delayed with aml checks and these seem sensible and not onerous. Interest balances pretty good, I like options to earn in different currencies and it is quite clean and flexible. Pricing for payments very good indeed. Read more Read less

    {"display":"Hugh BCP ","full_name":"Hugh BCP ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Wise Account
    Hugh BCP 24th March 2026
  • 5/5

    Wise has transformed how I bank.

    Wise has transformed how I bank. I have dealings in USD, GBP and EUR., and the platform has made the experience seamless, reduced fees and... Wise has transformed how I bank. I have dealings in USD, GBP and EUR., and the platform has made the experience seamless, reduced fees and waiting times for money to move. Great product (for me)! Read more Read less

  • 5/5

    The best way to make international bank transfers an...

    The best way to make international bank transfers and the spare change gains interest too.

    {"display":"running free","full_name":"running free","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Wise Account
    running free 28th February 2026
  • 5/5

    Everything works just great with a simple App!

    Used Wise for some years, great for foreign currency use, interest on current accounts, stocks and shares availability and cheap foreign currency transfer. Good and... Used Wise for some years, great for foreign currency use, interest on current accounts, stocks and shares availability and cheap foreign currency transfer. Good and fast customer service when needed. App is great, easy to use, very quick transfers in and out. Transparent costs and charges. Read more Read less

    {"display":"Bud F","full_name":"Bud F","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Wise Account
    Bud F 26th February 2026

    Products from Wise

    Showing all products offered by Wise

    We are Smart Money People

    Join 2 million active users who make better financial decisions with the power of reviews.

    Create an account

    Protecting trust by verifying companies and reviewers

    The only site that specialises in financial services

    Providing everyday people with a voice