You Need a Budget (YNAB) Reviews

  Ratings based on 5 reviews       Last review 7 months ago    

Looking for You Need a Budget reviews? See what our Smart Money People community have to say about the budgeting app below. Or if you're using this smart app to help save money, please share your own experiences by leaving a You Nee a Budget review of...

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Looking for You Need a Budget reviews? See what our Smart Money People community have to say about the budgeting app below. Or if you're using this smart app to help save money, please share your own experiences by leaving a You Nee a Budget review of your own. With your help, we're changing financial services.

Overall Rating

Amazing

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You Need a Budget (YNAB) Review Insight

What are people saying in their reviews?

Channels

67% of feedback is Process related

Customer profile

Top Age Profile: 25-34

Top Channel Preference: App

You Need a Budget (YNAB) Products 5

App

Love YNAB, I wouldn't use anything else now!

We have used YNAB for nearly 9 years now. It has seen us through job losses, new jobs, the birth of 2 children, 2 car purchases and 2 house moves! In that time we have paid off thousands in debt and started saving. Without YNAB we would still be... Read more

We have used YNAB for nearly 9 years now. It has seen us through job losses, new jobs, the birth of 2 children, 2 car purchases and 2 house moves! In that time we have paid off thousands in debt and started saving. Without YNAB we would still be languishing at the bottom end of our overdraft, struggling to make ends meet. I LOVE IT

Reviewed on 18th March 2021
Lianne Blake's avatar
Lianne Blake
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App

Perfect budgeting app

I am always looking, but nothing comes close to YNAB for seeing where your money goes. Why am I looking? Because YNAB does not support UK banks directly - for this, you also need 'Sync for YNAB' which is an extra subscription. However, Open Banking... Read more

I am always looking, but nothing comes close to YNAB for seeing where your money goes. Why am I looking? Because YNAB does not support UK banks directly - for this, you also need 'Sync for YNAB' which is an extra subscription. However, Open Banking synchronisation works perfectly, with the added benefit of webhooks for Monzo, so transactions appear instantly in YNAB. Not cheap, and I resent having to pay the same as US customers for much reduced functionality, but Sync for YNAB saves the day - perfect combination.

Reviewed on 21st January 2021
John Burgess 's avatar
John Burgess
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App

Budgeting tool

Loved this product, but it has a high price point and they have made it clear they won't support UK bank imports any time soon. This makes it quite high maintenance for a high price (about £50!) and they won't give a reduced price to non-US ... Read more

Loved this product, but it has a high price point and they have made it clear they won't support UK bank imports any time soon. This makes it quite high maintenance for a high price (about £50!) and they won't give a reduced price to non-US customers.
It's a shame because the budgeting features and reporting are great.

Reviewed on 9th January 2019
Kate's avatar
Kate
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App

Allocate every penny

Visibility is the key. Having all your money allocated after a payday means that the decision making of "can I" / "can't I" afford this goes away. Being able to reset the application and try different budgeting categories, more / less granular, was... Read more

Visibility is the key. Having all your money allocated after a payday means that the decision making of "can I" / "can't I" afford this goes away. Being able to reset the application and try different budgeting categories, more / less granular, was valuable to find the right scope of budgeting for our family.

Reviewed on 1st March 2017
Joe James's avatar
Joe James
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App

Finally I've got a grip on budgeting and my finances!

I use the main PC YNAB software and have now finally got my finances under control and know where my money disappears to! It's helping (over time) to clear my credit card balances and to also set aside money for defined items (like annual insurance... Read more

I use the main PC YNAB software and have now finally got my finances under control and know where my money disappears to! It's helping (over time) to clear my credit card balances and to also set aside money for defined items (like annual insurance and car maintenance items etc). Easy to use, and powerful too (I'm learning how to do new things with it all the time!}.

Reviewed on 18th January 2017
Karen English's avatar
Karen English
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