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Zempler Bank : Credit card reviews

4.88
Based on 5,174 reviews, last reviewed 28th Feb 2026
73300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Just so easy to deal with fantastic Just so easy to deal with fantastic Reviewed on: 28th February 2026
Paul E's avatar
Paul E

Latest lowest rating:

1

Raised a charge back in July 2025 over phone not don... Raised a charge back in July 2025 over phone not done properly by agent repeated twice before submitting and still waiting January 22 2026 unresolved.... Read more Reviewed on: 23rd January 2026
James 's avatar
James

About this product

A Zempler credit card is available if you have a personal income of over £15,000 or more.

There’s no annual or monthly fee, flexible repayment options and a credit limit review within the first six months.

Zempler credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zempler Bank before, you can also leave a review and share your experience.

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Zempler Bank Credit card reviews (5174)

It was a quick decision and the card and pin came wi...

5
It was a quick decision and the card and pin came within 3 days. Great App where you have everything you need, including the ability to pay more if you want to. Would highly recommend to friends and family. Reviewed on: 22nd January 2026

All good and understandable but

5
All good and understandable and appreciate all the support Reviewed on: 22nd January 2026

I have found Zempler to be a fantastic provider.

5
I have found Zempler to be a fantastic provider. When most credit card companies refused to issue a card Zempler gave me a chance and I have remained a loyal customer ever since! Now I am approached all the time by rival credit card companies but frankly none of them will convince me to switch now! Reviewed on: 22nd January 2026

Nothing but positive experiences with Zempler , very...

5
Nothing but positive experiences with Zempler , very easy to deal with Reviewed on: 22nd January 2026

Excellent

5
Excellent nothing else I can say Reviewed on: 22nd January 2026

Excellent

5
Easy application, great customer service and a simple straight forward app to manage my balance. This helped me out when i was struggling and unable to get help. I would definitely recommend to friends and family. Reviewed on: 22nd January 2026

Gives people a chance.

5
Gives people a chance..and rewards good payers Reviewed on: 22nd January 2026

I’ve been using Zempler Bank for years and it is ver...

5
I’ve been using Zempler Bank for years and it is very easy to use and low interest rates. The app is very good and the card works everywhere you go! I’m so happy with them. Reviewed on: 22nd January 2026

I have never had any problems since I joined Zempler

5
I have never had any problems since I joined Zempler Bank since I first applied for a credit card with Cashplus Mastercard. The card suited my needs very well. Reviewed on: 22nd January 2026

Since I ve been using Zempler from the time they use...

5
Since I ve been using Zempler from the time they used to be called Cash plus I ve always enjoy them . Reviewed on: 22nd January 2026

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