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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67257 reviews)

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4.94

Based on 67,257 reviews, last reviewed 20th Jan 2026

65867% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Rapid responses and simple to use app Rapid responses and simple to use app Reviewed on: 20th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (67257)

Great loan company

They dealt with my loan very quickly and the interest rates were good Reviewed on: 19th December 2016

Excellent service

Went on a comparison site and this was the best offer. So easy to complete, money transferred the next day. Will definitely use again if needed. Reviewed on: 19th December 2016

Quick easy and brilliant

My experience has been quick easy and hassle free have now had two loans both trouble free and no annoying calls or emails! Reviewed on: 19th December 2016

great rates speedy service

Instant access, got the same rate as advertised, easy set up, friendly telephone customer services Reviewed on: 19th December 2016

Fantastic - from qualified mortgage broker

I am a qualified mortgage broker and I was so impressed at the ease of the transaction. I did my due diligence on the company, conscious of source of funds and was comfortable with their integrity. Have already recommended to many professionally and personally. Reviewed on: 19th December 2016

Simply and fast way get a loan.

Good lender. But too high interest rate. Reviewed on: 19th December 2016

Why look elsewhere

A loan that just makes sense and beats all the high street bank. Once you've seen their rates you'll know who's the best provider. Reviewed on: 19th December 2016

Hassle free loan.

Excellent service and web site, instant decision and money in your account the next day. Overpay when you're able, no penalties. Would defiantly recommend. Reviewed on: 19th December 2016

You get what you asked for, at a fair cost!

Asked for a loan, was told exactly how much it would cost and it was a fair outcome Reviewed on: 19th December 2016

A bank run by the people for the benefit of the people!

The process is speedy, rates extremely competitive and it's wonderful that real people are helping real people. Reviewed on: 19th December 2016

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