Reversed an interest charge on a late payment once I explained the reason.

Excellent card- the 0 percent interest and credit limit is amazing

Initial use was good. Competitive rates for balance transfers and purchases. The app changed from being separate to joining the Barclays app. Features on the... Initial use was good. Competitive rates for balance transfers and purchases. The app changed from being separate to joining the Barclays app. Features on the app are good and seamless. After some years no longer became competitive and my limit was reduced without any prior discussion, just an email was sent. Read more Read less

I have had a Barclaycard for a long time and had a credit limit of £9500. I thought I might as well increase it a... I have had a Barclaycard for a long time and had a credit limit of £9500. I thought I might as well increase it a bit to £10,000. Within a few weeks my credit limit had been reduced to £1,100. I have a good income and pay 40% income tax. We have no mortgage or loans and my Experian credit score is 999. Could not get any sense whatsoever from Barclays. I recently tried to increase it from £1,100 to £1,200 and they turned me down! I have to wait 6 months before I can apply to increase it again!! I have kept it on just for supermarket spending as they are still giving me 2% cashback on any supermarket spend. I don't think they want big spenders who always clear the balance in full each month. I applied for an American Express Nectar card and they immediately gave me a £12,000 limit. The Nectar points are worth 1%, handy if you use Argos or Sainsbury. Read more Read less

Title: Unfair Treatment After Attempting to Responsibly Manage My Business Account I’m very disappointed with how Barclaycard has handled my business credit account. I’ve applied... Title: Unfair Treatment After Attempting to Responsibly Manage My Business Account I’m very disappointed with how Barclaycard has handled my business credit account. I’ve applied several times for a credit limit increase to support my company’s needs, and each request was declined — despite having a good payment history. How a company can function with £3,000 limit? Recently, I made a £400 payment toward my balance in an effort to continue using the account responsibly and improve my chances of an increase. Instead of seeing progress, Barclaycard reduced my credit limit to £2,600— with no proper explanation. This decision feels not only counterproductive but also completely demotivating for someone trying to manage their business credit properly. It gives the impression that payments are penalised rather than rewarded. I expected better support from a company that claims to stand behind businesses. This experience has seriously made me question continuing to use Barclaycard for my business needs. Read more Read less

The barclaycard cash back credit card is easy to use however i do find the app confusing at times as it’s not always clear what... The barclaycard cash back credit card is easy to use however i do find the app confusing at times as it’s not always clear what you can or can’t do, for example transfer the balance. However I find the interest charges very fair and the customer service good Read more Read less

Know your customer team cannot be contacted directly yet, they consistently keep making mistakes that block out business credit card

Rewarded with cashback for using

Easy to obtain, Cashback Rewards, Wasy to use website, Good Credit,