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Plata reviews

Plata's logo
Rated Excellent • 4.94/5

Plata reviews

Verified business Last reviewed within 7 days British bank awards winner
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  • FCA approved and regulated
    FCA approved and regulated
  • Award winning organisation
    Award winning organisation
  • Fully digital service with no in-person branches
    Fully digital service with no in-person branches
  • On-line application and approval process
    On-line application and approval process

Review summary

People rate this company as Excellent based on 13,640 product reviews

Average score of 4.94/5
5 star
96%
4 star
4%
3 star
0%
2 star
0%
1 star
0%
Reviews for Plata have trended negatively over the past 90 days

Plata Personal loans are loved for their quick, easy application and fast fund transfers, making borrowing stress-free. The customer service is friendly and helpful, with clear communication and a user-friendly online platform. However, some find the interest rates quite high and a few mention issues with repayment transparency or support during hardship.

Positive themes

  • Plata Personal loans make applying quick and easy with fast fund transfers.
  • Plata Personal loans have excellent customer service that’s friendly and helpful.
  • Plata Personal loans offer a user-friendly website and app for easy loan management.

Negative themes

  • Plata Personal loans have high interest rates that some find hard to manage.
  • Some Plata borrowers felt the repayment info wasn’t clear or transparent enough.
  • A few found Plata’s support lacking during hardship or stressful repayment calls.
Summarised by AI
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About Plata

Plata offer smart personal loans using a state-of-the-art technology platform.

Plata’s online application process is supported by Open Banking, digital verification and an award-winning customer service team.

You can borrow up to £25,000 from Plata, over a term that suits you.

Plata at a glance

Contact details

Phone
0330 165 5120
Social media

Reviews for Plata

Showing 11 of 13640 company reviews • Last reviewed within 7 days

Very clear and fair.

Personal loans • 2nd May 2026

Very clear and fair. Always helpful when I need to get in touch.

{"display":"Anthony","full_name":"Anthony","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
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A bit early to talk about full experience but felt i...

Personal loans • 1st May 2026

A bit early to talk about full experience but felt it quick and fare to use so chose you.

{"display":"Paul C","full_name":"Paul C","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Good • 4/5
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  • 5/5

    Very good customer service and fast response on appl...

    Very good customer service and fast response on application

    {"display":"Marc L","full_name":"Marc L","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal loans
    Marc L 30th April 2026
  • 5/5

    It was quick excellent I am very happy with the mont...

    It was quick excellent I am very happy with the monthly payment

    {"display":"Eunice Q","full_name":"Eunice Q","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal loans
    Eunice Q 30th April 2026
  • 5/5

    Was easy to use and very clear instructions

    Was easy to use and very clear instructions

    {"display":"Row","full_name":"Row","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal loans
    Row 29th April 2026
  • 5/5

    recommended.

    easy steps to follow, prompt email correspondence, clear contracts without any jargon. email reminders. good value for money.

    {"display":"C B","full_name":"C B","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal loans
    C B 28th April 2026
  • 5/5

    Easy application and efficient.

    Easy application and efficient. Website is easily navigable.

    {"display":"Richelle M","full_name":"Richelle M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    Simple, quick, fair and affordable

    It was quick and easy with affordable monthly payments. Without plata loan, I could not consolidate my debts. Whenever I have contacted plata, they have... It was quick and easy with affordable monthly payments. Without plata loan, I could not consolidate my debts. Whenever I have contacted plata, they have got back to me fairly quickly. The process of applying was simple and fair. Read more Read less

    {"display":"Rebecca ","full_name":"Rebecca ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal loans
    Rebecca 24th April 2026
  • 5/5

    I got a loan and it was seamless and easy...

    I got a loan and it was seamless and easy to apply for

    {"display":"John Lally","full_name":"John Lally","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1544196.png"}}'s avatar
  • 5/5

    Super easy to deal with, they rang me due to an issu...

    Super easy to deal with, they rang me due to an issue with my address on my bank details as I had temporarily moved away... Super easy to deal with, they rang me due to an issue with my address on my bank details as I had temporarily moved away but this was solved within a matter of hours. Super easy to fill out the forms online, quick decisions and received the money in my account within the same day once the address issue was sorted. Read more Read less

    {"display":"Megan M","full_name":"Megan M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal loans
    Megan M 24th April 2026
  • 5/5

    Quick snd Easy

    Using Plata was a very easy process and a pleasant experience

    {"display":"Karen D","full_name":"Karen D","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal loans
    Karen D 23rd April 2026

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