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Abound: Personal loans reviews

Name: Personal loans
Rating: 4.80 (18333 reviews)

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4.80

Based on 18,332 reviews, last reviewed 4th Aug 2026

98% decrease in 5 star reviews

in the past 90 days

97% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Very good and straight forward and I will happily sh... Very good and straight forward and I will happily share with my friends and colleagues who will be needed of loan Reviewed on: 4th August 2026

Latest lowest rating:

1

Worst customer service I am extremely disappointed with my experience with Abound. I had been an Abound customer for around two years and maintained my loan responsibly. I ... Read more Reviewed on: 17th July 2026

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About this product

Abound offer personal loans for amounts between £2,000 and £10,000.

When making a lending decision, Abound look at the full picture – what you earn, how you spend and what’s left at the end rather than only looking at your credit score.

Abound personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Abound before, you can also leave a review and share your experience.

Abound Personal loans reviews (18333)

Review of the Abound, Personal loans:

Applied online everything was very simple and easy t...

Applied online everything was very simple and easy to understand. Reviewed on: 28th March 2025

Great experience, easy to apply and really helpful c...

Great experience, easy to apply and really helpful customer service. Reviewed on: 21st July 2026

Affordable and good for new comers

Was hard to apply for affordable loan, abound helped here, to kick start my financial journey Reviewed on: 20th July 2026

I would always recommend them.

Quite straightforward from the application process to receiving the funds. Communication flows seamlessly with honesty, even on weekends. I love my experience and would recommend them always. Reviewed on: 20th July 2026

Abound makes things happen

I was in a need of help to solve some personal things and I was finding difficult to find a way. Then I find Abound: Personal loans and I said to make a try. And then, guess what: I was kinda surprised to find out that I was accepted for my loan. For some it may not mean a lot or whatever. But for me, they took a stone away from my heart and now I’m happy that I managed to make some things happen. All I can say is that they are the best so far in anything. And before everything, I believe that honestly is what we all need at some point so be honest with everything. Thanks Reviewed on: 20th July 2026

The approval process was straightforward.

The loan application process was straightforward, and obtaining approval was simple. Reviewed on: 19th July 2026

Quick process and straightforward application

Quick process and straightforward application where every step was explained and made clear Reviewed on: 18th July 2026

relatively ok rates of loans , super fast response time

relatively ok rates of loans , super fast response time Reviewed on: 17th July 2026

Excellent service and helpful

Personally this is the best app in my entire world.very wonderful and excellent services with the haert of people who needs financial support. God bless Abound Reviewed on: 17th July 2026

Worst customer service

I am extremely disappointed with my experience with Abound. I had been an Abound customer for around two years and maintained my loan responsibly. I never missed a payment, had no negative marks on my credit file, and recently repaid my loan in full. While I still had my loan, I noticed through Credit Karma that Abound was advertising loans at 9.2% APR, while I was paying 14.65% APR and had paid approximately £800 in loan fees when I originally took out the loan. When I asked if they could reduce my interest rate or combine my existing balance with a £9,000 top-up at the lower advertised rate, they refused and instead offered me a top-up at 14.9% APR. I then applied for a new loan but was told that I could not have two loan accounts and would first need to repay my existing loan before submitting a new application. I followed their advice, repaid my loan in full, and then reapplied. To my surprise, my application was rejected, with the explanation that, "as a responsible lender," they could not offer me a new loan. This was extremely frustrating. I had an excellent repayment history with Abound, never missed a payment, had no adverse credit history, and had just settled my loan in full. It seems unfair to advise a customer to clear their existing loan before reapplying, only to reject the new application afterwards. My biggest concern is that Abound advertises attractive rates to new customers while existing loyal customers continue paying much higher interest rates and fees, with little opportunity to benefit from those lower rates when requesting a top-up or refinance. Based on my personal experience, I found the interest rates and fees to be poor value, and the lending process lacked transparency and consistency. I expected better treatment as a loyal customer with a strong repayment record. Reviewed on: 17th July 2026

Quik and profesional services,very hapy

Quik and profesional services,very hapy Reviewed on: 17th July 2026

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