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Bamboo Loans: Personal loan reviews

4.82
Based on 16,792 reviews, last reviewed 10th Jun 2026
91% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very efficient very easy to understand Very efficient very easy to understand Reviewed on: 10th June 2026
Susan H's avatar
Susan H

Latest lowest rating:

1

Fast loans with extortionate interest rates Fast loans with extortionate interest rates Reviewed on: 20th April 2026
David T's avatar
David T

About this product

Bamboo offer personal loans from £2,000 to £15,000 over 12 to 60 months.

Bamboo don’t charge fees and there’s no impact on your credit score if you’re not approved. Existing Bamboo customers can apply for a repeat or top-up loan.

Bamboo loan reviews help you find out what it’s really like to be a customer. If you’ve used Bamboo before, you can also leave a review and share your experience.

Bamboo Loans Personal loan reviews (16792)

Review of the Bamboo Loans, Personal loan:

Bamboo Loans: Excellent, Efficient & Easy Loan Provider

5
Me and my partner had our wedding booked from last year however, after saving up we were hit with the news of expecting a baby (which comes with its additional costs). As a result we were in need of some extra cash to help pay off some things for the wedding and after a few searches and a referral I came across Bamboo Loans. The application process was really QUICK, no time wasting with a user friendly website. Within JUST a FEW MINUTES I received an approval email and CONFIRMATION asking me to log in to sign the agreement. The agreement was clearly written with the APR rate and repayment schedule etc. and was able to sign this all electronically! (No stress of having to print, sign and rescan back in... phew!) Once completed I then received a email confirming PAYOUT by 1pm the next day! It was such a stress free process and since making monthly payments I have received reminders by text and email and have also spoken with the bamboo team directly on the phone who are also very helpful offering ongoing support. I didn’t have the greatest credit when I applied but good income and history of making repayments however, they also offer a guarantor loan service for bad credit. Even better... I managed to get a NON GUARANTOR loan which was even better for me! I would certainly recommend BAMBOO Loans :) Reviewed on: 16th June 2020

How to get a loan hassle free quickly

5
The application process was quick, straightforward and hassle free. With same day money in the bank. Reviewed on: 27th February 2026

I am a new customer for bamboo.

4
I am a new customer for bamboo. The application was quick and I received the money within a few hours. The apr is not the best but a lot better than some of the other loans out there Reviewed on: 27th February 2026

Reassured

5
Helpful, informative and quick. This helped me decide easily. Reviewed on: 27th February 2026

Bamboo have been a breath of fresh air

5
I recently took out a short-term loan with Bamboo and had a genuinely positive experience from start to finish. The application process was quick, straightforward, and completely transparent, which gave me real peace of mind when I needed it most. What stood out was the clear communication and professionalism throughout. Everything was explained properly, with no hidden surprises, and I always felt fully informed about my repayments and options. I was especially pleased to be offered an early settlement figure, which gave me added flexibility and control over my finances. It’s refreshing to deal with a lender that supports customers in managing their borrowing responsibly. Overall, an efficient, transparent, and supportive service that I wouldn’t hesitate to recommend. Reviewed on: 27th February 2026

Bamboo loans have been wicked!

5
Bamboo loans have been wicked! Very quick with sorting out the loan and paid within 5 mins will definitely recommend! Reviewed on: 27th February 2026

Very good and encouraging.

5
Very good and encouraging. The customer service was brilliant. Reviewed on: 27th February 2026

Good experience

5
Very good experience , quick response Reviewed on: 27th February 2026

Nice and easy.

5
Nice and easy. Got my loan fast and they were great help. Reviewed on: 27th February 2026

Initial and first scheduled payments are too close

3
First loan payment is just 2 weeks after the initial payment. They set loan payments at the beginning of the month instead of defaulting to a month after the initial payment is taken. For a weekly paid person, that's not helpful as we don't get a full month's income at the end of the month. Reviewed on: 27th February 2026
Reply from Bamboo Loans Hi, Thank you for taking the time to leave your review — we really appreciate it. If you’d like to discuss your payment schedule options, our team will be more than happy to help. You can reach us by visiting our Contact page: https://www.bambooloans.com/s/contact-us Kind regards, Bamboo Response date: 17th March 2026
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Bamboo Loans

Fast approval and reliable personal loan .

5
Fast approval and reliable personal loan . Reviewed on: 27th February 2026