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Bamboo Loans: Personal loan reviews

4.82
Based on 16,792 reviews, last reviewed 10th Jun 2026
91% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
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Latest highest rating:

5

Very efficient very easy to understand Very efficient very easy to understand Reviewed on: 10th June 2026
Susan H's avatar
Susan H

Latest lowest rating:

1

Fast loans with extortionate interest rates Fast loans with extortionate interest rates Reviewed on: 20th April 2026
David T's avatar
David T

About this product

Bamboo offer personal loans from £2,000 to £15,000 over 12 to 60 months.

Bamboo don’t charge fees and there’s no impact on your credit score if you’re not approved. Existing Bamboo customers can apply for a repeat or top-up loan.

Bamboo loan reviews help you find out what it’s really like to be a customer. If you’ve used Bamboo before, you can also leave a review and share your experience.

Bamboo Loans Personal loan reviews (16792)

Review of the Bamboo Loans, Personal loan:

Bamboo Loans: Excellent, Efficient & Easy Loan Provider

5
Me and my partner had our wedding booked from last year however, after saving up we were hit with the news of expecting a baby (which comes with its additional costs). As a result we were in need of some extra cash to help pay off some things for the wedding and after a few searches and a referral I came across Bamboo Loans. The application process was really QUICK, no time wasting with a user friendly website. Within JUST a FEW MINUTES I received an approval email and CONFIRMATION asking me to log in to sign the agreement. The agreement was clearly written with the APR rate and repayment schedule etc. and was able to sign this all electronically! (No stress of having to print, sign and rescan back in... phew!) Once completed I then received a email confirming PAYOUT by 1pm the next day! It was such a stress free process and since making monthly payments I have received reminders by text and email and have also spoken with the bamboo team directly on the phone who are also very helpful offering ongoing support. I didn’t have the greatest credit when I applied but good income and history of making repayments however, they also offer a guarantor loan service for bad credit. Even better... I managed to get a NON GUARANTOR loan which was even better for me! I would certainly recommend BAMBOO Loans :) Reviewed on: 16th June 2020

I’m so grateful for you giving me the loans and was...

5
I’m so grateful for you giving me the loans and was up front with the figure but I had 10,000 and am paying 17,000 back which is just under 3 quarters of what I borrowed witch is way too much interest but you was clear about it aswell so loan at your own risk I guess thanks at the time Reviewed on: 25th February 2026

Hassle free and honest

5
From start to finish the process was so simple and quick, right around Christmas time too, so if it was going to go wrong that would be the time for it to happen, but nothing happened. The money arrived as promised Reviewed on: 25th February 2026

Bamboo has helped me throw these hard times and I ca...

5
Bamboo has helped me throw these hard times and I can't fault them at all Reviewed on: 25th February 2026

Quick and easy to apply.

5
Quick and easy to apply. Staff are always happy to help. Reviewed on: 25th February 2026

I have had a turbulent year, and finances were hard...

5
I have had a turbulent year, and finances were hard - Bamboo made me feel heard and accommodated me and they helped in ways that made a material difference Reviewed on: 25th February 2026

It was easy to aplly without hassle and got the mone...

5
It was easy to aplly without hassle and got the money in less 48 hours. Thank you please keep the good work. Reviewed on: 24th February 2026

Got in arrears and they helped with a payment plan a...

5
Got in arrears and they helped with a payment plan and don’t add extra interest Reviewed on: 24th February 2026

Would use again

5
Good had no problems. Good service. Had no problems. Reviewed on: 24th February 2026

My experience has been good.

5
My experience has been good. I have always paid my repayment on time. My advice would be, if you make ten repayments. You should be offered a loan again. Reviewed on: 24th February 2026

Bamboo Loans

5
recently used Bamboo Loans and had a really positive experience from start to finish. The application process was quick, simple, and easy to understand. Everything was clearly explained, including the repayment terms and interest, so I felt confident about what I was agreeing to. I received a decision very quickly, and once approved, the funds were transferred promptly, which was a huge relief. The customer service team was also excellent — friendly, professional, and happy to answer any questions I had along the way. What stood out most was how straightforward and transparent everything felt. There were no hidden surprises, and the whole process was smooth and stress-free. Overall, I would definitely recommend Bamboo Loans to anyone looking for a reliable and efficient personal loan provider. Reviewed on: 24th February 2026