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Carmoola: Car finance reviews

4.86
Based on 1,117 reviews, last reviewed 30th Jul 2026
106000% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very good perfect good express good condition very good perfect good express good condition Reviewed on: 30th July 2026
Radoslaw S's avatar
Radoslaw S

Latest lowest rating:

1

In process of having to file a case with the financi... In process of having to file a case with the financial ombudsman due to having to spend the best part of 5k to sort the car out and it still has other... Read more Reviewed on: 29th July 2026
John Young's avatar
John Young

About this product

The Carmoola app is an all-in-one car finance app where you can find finance and buy a car.

In just 60 seconds, Carmoola will show you how much you can spend without impacting your credit score. You can also make adjustments to your plan before you commit to a loan.

Carmoola reviews help you find out what it’s really like to be a customer. If you’ve used Carmoola before, you can also leave a review and share your experience.

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Carmoola Car finance reviews (1117)

Very easy process and customer service excellent fro...

5
Very easy process and customer service excellent from start to finish. Even when I got things wrong the staff were able to step in and sort it out. Reviewed on: 10th June 2026

Excellent way to buy a car

5
Easy to arrange a car loan. It was good to have a potential budget in mind before looking for my next car. Reviewed on: 10th June 2026

Really easy to apply.

5
Really easy to apply. Supported all through and questions answered quickly. Repayment options clear to see and good value for money. Reviewed on: 10th June 2026

Quicker process

5
All i can say is only positive experience i have had with Carmoola, i was quickly accepted after being rejected by Arnold Clark yet they had done two hard searches, taking 53 points off my credit score and not helped at all! Carmoola never did that and is the reason i recommend it to everyone new in the UK. The process is quick and transparent… Reviewed on: 10th June 2026

Easy to use

5
Used Carmoola as the apr on a hp agreement was better than with the manufacturer themselves. Very easy to use with the card number you are provided to make the payment. Not had any reason to contact them. Payment reminders are good, but it just comes out. Reviewed on: 10th June 2026

Seamless experience.

5
Seamless experience. Personalised customer serviced Reviewed on: 10th June 2026

Slick from start to finish.

5
Slick from start to finish. No hassles to re finance my vehicle. Reviewed on: 10th June 2026

Very easy and user friendly, no difficult questions...

5
Very easy and user friendly, no difficult questions or pushy sales men and I love how easy I can move my payment day Reviewed on: 10th June 2026

Quick and easy.

5
Quick and easy. Very competitive and also very helpful. I would highly recommend Reviewed on: 10th June 2026

It’s been nothing but easy , good service easy to ac...

5
It’s been nothing but easy , good service easy to access and great to keep track of Reviewed on: 10th June 2026

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