Smart Money People Logo

Cheddar: Cashback account reviews

4.82
Based on 1,686 reviews, last reviewed 30th Mar 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
13%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good value from the gift cards. Very good value from the gift cards. They’re easy to obtain , use and keep track of and my data feels safe with them. They’re responsive and constantl... Read more Reviewed on: 22nd January 2026
Alesha g's avatar
Alesha g

Latest lowest rating:

1

£410.91 out of pocket £410.91 out of pocket, let me explain! Single Parent moved house in February, didn't have anyone to help me build a wardrobe so bought one with Ikea ... Read more Reviewed on: 23rd April 2025
Tori E's avatar
Tori E

About this product

The Cheddar app helps you save when you spend by using gift cards.

When you pay for your shopping using gift cards from Cheddar, you can then get cashback instantly.

Cheddar app reviews help you find out what it’s really like to be a customer. If you’ve used Cheddar before, you can also leave a review and share your experience.

Review Cheddar: Cashback account now

Help others make smarter decisions by sharing your own experience. Write a review

Cheddar Cashback account reviews (1686)

Poor discounts, so pointless product

1
I signed up on the promise of discounts linked to my spending patterns . I don’t see that I’ve received anything of value in exchange for that amount of personal data. Most discounts or similar are available without surrendering as much personal info through cashback sites. Reviewed on: 10th April 2024

Kerching

5
Cheddar gives me the opportunity to gain cashback from all my favourite shops by purchasing gift cards to use in store and online! It offers fantastic cashback rates and there are so many shops to choose from. You will be spoilt for choice. Cheddar also offers a referral bonus! If you refer a friend you both get a £2 bonus! Reviewed on: 10th April 2024

Loveable

4
Excellent app and very helpful to get rewards on every penny we spend Reviewed on: 10th April 2024

I like putting my food shop or expensive expenses on...

5
I like putting my food shop or expensive expenses on the gift card and like getting cash back on it! Reviewed on: 10th April 2024

Small change, big difference

5
I really enjoy using cheddar and always get so excited when the notification comes up. I know it's only small change but it makes a big difference! Reviewed on: 10th April 2024

A great passive way of earning money back.

5
A great passive way of earning money back. Reviewed on: 10th April 2024

The app is very good, but need improve when I want t...

4
The app is very good, but need improve when I want to pay my shopping in stores. Sometimes the barcode is not scannable. Reviewed on: 10th April 2024

New to Cheddar but think it’s great

5
New to Cheddar but think it’s great Reviewed on: 10th April 2024

Very good app i am really happy with that’s app

5
Very good app i am really happy with that’s app Reviewed on: 10th April 2024

Excelente very cool and good experience

5
Excelente very cool and good experience Reviewed on: 10th April 2024

Do you have a different Cheddar product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Cheddar?

  • Payments

    from Cheddar 4.86 from 73 reviews
    Cheddar
    View all products