Smart Money People Logo

Chip: Stocks & Shares ISA reviews

4.98
Based on 256 reviews, last reviewed 22nd Feb 2026
25100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
3 star
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Simple and Easy It was extremely simple to set up the stocks and shares ISA account and easy to send monthly amounts to buy shares. There were a great number of pre-s... Read more Reviewed on: 22nd February 2026
Sean's avatar
Sean

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

About this product

Review Chip: Stocks & Shares ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Stocks & Shares ISA reviews (256)

Simple, honest banking

5
Chip keeps banking simple, I can track my wealth in a single easy to use app. The customer services team gets things solved, first time, every time. It's refreshing to have a bank that keeps things open, informed and honest to it's customers. Well done chip! Reviewed on: 11th February 2026

Very Informative

5
This is the first time I’ve invested in a Stocks and Shares ISA since the 2008 crash. Once bitten, twice shy as the saying goes. I’ve been with Chip for a few years now and I like the way they make a point of explaining everything in layman’s terms, making me confident enough to take the plunge into investing again with a Stock and Shares ISA. Reviewed on: 11th February 2026

Great User Interface

5
Really good UI in the app and very straightforward to use. Reviewed on: 11th February 2026

The combined ease of banking, savings and investing.

5
I opened my chip accounts about 2 years ago and I have been really impressed with the ease of how I do my banking, savings and more recently investing. I have always shied away from regular investing, even though I knew this was likely to be more rewarding than average bank savings. But now I have a better understanding of finances and Chip is going to help me achieve my ambitions Reviewed on: 11th February 2026

Great app.

5
Great app. Clear information. Good returns Reviewed on: 11th February 2026

I love chip, I have a few accounts with them.

5
I love chip, I have a few accounts with them. I use them for investing and for a cash isa. The app is really easy to use and I just use the free tier. It makes investing easy for those of us who are new to investing. And the interest rate on the cash isa is one of the best in the market Reviewed on: 11th February 2026

Chip have been excellent and the app is so easy to use.

5
Chip have been excellent and the app is so easy to use. It’s made investing and saving super simple. Reviewed on: 11th February 2026

Easy to use app, demystifying the investment world

5
Easy to use app, demystifying the investment world Reviewed on: 11th February 2026

An excellent modern digital bank

5
They are excellent at communicating any changes, they share stories of what they are doing, and they reassure about security. Their app looks amazing and their products are sick. Reviewed on: 11th February 2026

They are there to support and help your money grow.

5
They are there to support and help your money grow. If you need support they are on hand very quickly Reviewed on: 11th February 2026

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1034 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 570 reviews
    Chip
    View all products