Smart Money People Logo

Cockle Finance: Personal loans reviews

4.98
Based on 813 reviews, last reviewed 8th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Unbelievable experience very simple process and very... Unbelievable experience very simple process and very excellent customer service Reviewed on: 8th September 2025
Adam F's avatar
Adam F

Latest lowest rating:

1

Won’t be using these again At first thought was good then when you miss payments well it’s like the world ended for them won’t stop and then accuse you of ingnorng them when peo... Read more Reviewed on: 17th January 2024
Charlene's avatar
Charlene

About this product

Cockle Finance help you find flexible loans with no credit reference checks.

If Cockle Finance can’t offer you a loan as a direct lender, they can act as a credit broker to help you find a loan with another company but this could involve a credit check. You can apply for a Cockle Finance loan on their website.

Cockle Finance personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Cockle Finance before, you can also leave a review and share your experience.

Review Cockle Finance: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review

Cockle Finance Personal loans reviews (813)

Easy and quick process

5
Was really pleased with the customer service and how quick they were able to help me with a loan Reviewed on: 19th July 2023

Outstanding

5
Great services from cockle finance. I will be recommending their services to anyone around the local area that is struggling or needs help with money. They are very quick and understanding. Reviewed on: 19th July 2023

Excellent helpful business

5
Been with cockle for some years now and they’ve always been available at the time of need Reviewed on: 18th July 2023

Amazing

5
Very easy and quick And always very polite and helpful Reviewed on: 18th July 2023

Great service

5
Great service and very nice to talk to. Lovely friendly service and great communication with the team. Would definitely recommend them to friends and family and others. Made it really easy to understand and did not judge me or make me feel bad about asking for their help. Such a lovely team thank you cockle finance for your help when I needed it. Reviewed on: 16th July 2023

Family friendly

5
Great team, lovely people, always helpful, approachable, would definitely recommend to family and friends and wouldn’t go anywhere else if I needed anything. Reviewed on: 15th July 2023

Excellence service

5
Good service friendly staff very helpful in helping you to your loan I would recommend to a friend or family Reviewed on: 13th July 2023

Very friendly and helpful

5
Always polite and helpful staff available to talk to Reviewed on: 13th July 2023

Friendly, super quick and affordable!

5
Cockle finance were recommended on a mum group I was apart of on Facebook. I decided to give it a try and see, what’s the worst that could happen? I got initially accepted and then somebody contacted me soon after for a brief discussion. Sometimes with loans you can feel judged and belittled, the whole time, cockle finance were gentle, professional and understanding. Reviewed on: 13th July 2023

Easy process

5
Quick easy application and hassle free. Have use them and will recommend them. Reviewed on: 12th July 2023

Review Cockle Finance: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review