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Drafty: Loan reviews

4.45
Based on 216 reviews, last reviewed 13th Jun 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
10%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
4%

Latest highest rating:

5

Drafty is a very flexible loan where after you take... Drafty is a very flexible loan where after you take out the initial loan, if you’ve made some repayments, the balance goes down then you have availabl... Read more Reviewed on: 13th June 2026
TG's avatar
TG

Latest lowest rating:

1

Close to being loan sharks Not helpful, if you ask for a holiday period they accept it but expect you to pay In full after holiday period, not helpful setting up payment plans, ... Read more Reviewed on: 11th April 2023
Chris Lyons's avatar
Chris Lyons

About this product

Drafty offers users a chance to apply for a credit line of up to £3000, and then gives access to that money without the need to make further applications. If you’re looking for Drafty reviews (Drafty are a part of Lending Stream), read on to see what our community is saying about this payday loan alternative. Or if you’ve already had access to Drafty’s finance, or taken out a credit line with them, please write a review of your own and help others who are wondering if this products is right for their needs.

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Drafty Loan reviews (216)

Drafty not anymore

5
Amazing simple to use love the idea draw cash anytime your short. Very simple to set up and use totally flexible with payments obviously the quicker you pay the better. Love it you will also give it a try Reviewed on: 31st May 2017

They are better than the high street banks

5
they are fast easy to apply money in bank within minutes Reviewed on: 31st May 2017

Great approach to cost effective lending

5
Easy pop in and out of a credit line, best idea yet..! Reviewed on: 31st May 2017

Best of the rest

5
If you need credit and don't have the required rating I would recommend Drafty. Good source of emergency money and if you are good more is available, just keep up with the minimum at least Reviewed on: 31st May 2017

Help & care

5
Great service. Never had an issue with their systems. They work perfect. Very friendly customer service. Keep up the good job. Reviewed on: 31st May 2017

Great help when needed!

5
Great company to use in an emergency and interest rates are good compared to others. Reviewed on: 31st May 2017

Fantastic quick service

5
Sometimes a month can be a little too long or you can have a problem with your car etc Drafty offered an affordable alternative to the other money lenders on the market Reviewed on: 31st May 2017

Relief

5
No keep applying for pay day loans any more Reviewed on: 31st May 2017

Simple to use. No Hassel

5
Drafty helped me when no one else would simple and easy to use. I would highly recommend this to any of my friends or family. Very helpful staff caters to my needs perfectly Reviewed on: 31st May 2017

Best loan

5
Drafty is the best way to get money with really low interest Reviewed on: 31st May 2017

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