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Funding Circle : Business loans reviews

Name: Business loans
Rating: 2.89 (18 reviews)

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2.98

Based on 18 reviews, last reviewed 22nd Apr 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

11%

33%

17%

11%

28%

Latest highest rating:

4

Easy process, responsible lending They're not the cheapest but certainly not the dearest and the application and funding processes were straightforward. Reviewed on: 6th July 2022

Latest lowest rating:

1

Poor returns and illiquid They move the goal posts regularly with what is allowed / what is happening to your debt. The returns are well below what you woud expect in a reasona... Read more Reviewed on: 5th January 2022

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About this product

Funding Circle offer a business loan and a shorter-term loan option.

If you’re a limited company or LLP, you can get a Funding Circle loan decision without affecting your credit score. After applying online, if you’re approved, you’ll get a personalised, no-obligation quote. Funds are typically paid within 48 hours.

Funding Circle business loan reviews help you find out what it’s really like to be a customer. If you’ve used Funding Circle before, you can also leave a review and share your experience.

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Funding Circle Business loans reviews (18)

peer to peer

a solid peer to peer which is unlikely to go bust, and where your money is likely to appreciate. (unlike our banks) Reviewed on: 14th August 2018

Great product and service

Really great product and service. Can't fault it. Really happy to have this as part of my portfolio Reviewed on: 17th January 2018

Easy to use

Easy to use, very quick and easy. Will continue to invest for the foreseeable future Reviewed on: 22nd June 2017

Really terrible

Not Actually prepared to give them a mark of any kind they kept me hanging on for days and then declined it after accepting Application Not Worth making an application with them not worth the drama Reviewed on: 25th May 2017

Feedback

Apart from a very glitchy website and app everything else is fine! Reviewed on: 22nd March 2016

Didn't Invest - Got Fed up with too many emails

I joined Funding Circle as I was looking for alternative investments. The site is good, the deals are ok, but the email traffic you get from them is too much. In the end I unsubscribed and opened an ISA for my wife as they are easier to understand. When it's a new form of investing overkill on emails sets alarm bells off - 'these guys seem to desperate for my cash'. Reviewed on: 16th March 2016

Solidly reliable

The importance of a non-bank funding source is growing...it's vital to my business to have this kind of access to capital. Funding Circle do a good job and can only really grow. Reviewed on: 3rd September 2015

Loans get funded quickly

I was seeking financing for my business and came across Funding Circle as an alternative to the traditional lenders. I found the whole process quite simple and my loan was funded quickly. I was initially a bit concerned that raising funds in this way might put-off some of my customers but this concern provided to be unfounded. Reviewed on: 23rd March 2015

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