Smart Money People Logo

L&C Mortgages: Mortgage broker reviews

4.89
Based on 2,657 reviews, last reviewed 8th Feb 2026
122000% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer friendly and you always have your customers... Customer friendly and you always have your customers’ interest at heart. Reviewed on: 8th February 2026
Perliza's avatar
Perliza

Latest lowest rating:

1

Total let down After submitting all the requested documents, for two months we were led to believe our mortgage application was proceeding normally. After two months... Read more Reviewed on: 7th February 2026
Disappointed Philip's avatar
Disappointed Philip

About this product

Want to read reviews of mortgage broker L&C Mortgages? See what the Smart Money People community is saying below to help you decide which broker is right for you. Or have you already used L&C Mortgages in the past? Post a review of your experiences and you'll be helping others with their mortgage application!

Review L&C Mortgages: Mortgage broker now

Help others make smarter decisions by sharing your own experience. Write a review

L&C Mortgages Mortgage broker reviews (2657)

Helpful advice and always there when you have questi...

5
Helpful advice and always there when you have questions, no matter how many questions! Reviewed on: 24th March 2025

GREAT company, fast service, knowledgeable people

5
GREAT company, fast service, knowledgeable people Reviewed on: 24th March 2025

L& C helped me with getting my 1st mortgage a few ye...

5
L& C helped me with getting my 1st mortgage a few years ago and they were extremely helpful and clear with what needs to be done Reviewed on: 24th March 2025

Excellent customer service from Jesse.

5
Excellent customer service from Jesse. Super friendly and always at the end of the phone/email for any queries we had. Reviewed on: 24th March 2025

Always a pleasure to work with, very engaging staff...

5
Always a pleasure to work with, very engaging staff and quick responses. Reviewed on: 24th March 2025

Terrible service, adviser misled us all the way ..

1
Terrible service, adviser misled us , used false figures and information he made up himself . These errors nearly lost us our dream house .L&C did look into the matter and agreed with the complaint and gave us a small amount of compensation. However the damage this adviser gave was wrong and he should not ever be allowed to practice again Reviewed on: 28th February 2025

User-friendly and expert

5
The flexibility and patience of the broker I spoke to taking account of my many unknowns was exemplary. He was extremely knowledgeable in the field and had quick specific answers to my many questions. The service was really responsive and easy to access with no delays other than the ones I put in place due to not being quite ready to make a decision. Thoroughly recommend. 10/10 Reviewed on: 24th May 2024

I have used them numerous times for remortgaging.

3
I have used them numerous times for remortgaging. I think you get what you pay for in that a free service provides you with mediocre level of service. Reviewed on: 2nd April 2024

Great advice

5
Very helpful company. We have always had great service from Paul, and we always renew our mortgage with L&C. We feel very confident in their ability to find us the best deal. Reviewed on: 31st May 2023

Pretty good a mortgage broker for all your online needs

5
Fantastic team. Just requires patience at times to get you through to the right person. Can't praise Alan Offield enough (Direct Builder Relationship Expert). A company is from its people & the ones like Alan bring real glory to the name & fame of a firm. Cleo Marr (case mgr) & Sarah Stevens (senior case mgr) have been instrumental in handling our case & providing timely updates which is the most crucial bit here. L&C offer the most competitive mortgage offer you can think of that's available in the market. Habito is a really close call (and maybe better too in some regards) but L&C's personal touch & company values makes it stand out from the rest. Reviewed on: 15th February 2022

Review L&C Mortgages: Mortgage broker now

Help others make smarter decisions by sharing your own experience. Write a review