Smart Money People Logo

L&C Mortgages: Mortgage broker reviews

4.89
Based on 2,750 reviews, last reviewed 18th Apr 2026
130400% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great experience. Great experience. Main relationship manager was easy to reach, and very informative. D2D case manager was a little difficult to reach at times Reviewed on: 18th April 2026
B F's avatar
B F

Latest lowest rating:

1

PLEASE READ BEFORE GOING NEAR L &C, HORRENDOUS EXPER... PLEASE READ BEFORE GOING NEAR L &C, HORRENDOUS EXPERIENCE! I have nothing to gain by writing this other than preventing others making the same mistak... Read more Reviewed on: 10th March 2026
Miss A's avatar
Miss A

About this product

Want to read reviews of mortgage broker L&C Mortgages? See what the Smart Money People community is saying below to help you decide which broker is right for you. Or have you already used L&C Mortgages in the past? Post a review of your experiences and you'll be helping others with their mortgage application!

Review L&C Mortgages: Mortgage broker now

Help others make smarter decisions by sharing your own experience. Write a review

L&C Mortgages Mortgage broker reviews (2750)

Really great customer service and very reliable ever...

5
Really great customer service and very reliable every time I need to remortgage Reviewed on: 4th February 2026

Flexible, helpful and keen to get me the best deal

5
At a time when rates were changing daily, my consultant was hugely flexible and happy to review, revise and resubmit to get me the best deal. I’ve recommended several times and will use again. Reviewed on: 4th February 2026

Great service & rates, excellent communications & cu...

5
Great service & rates, excellent communications & customer service. Reviewed on: 4th February 2026

Excellent Service

5
Used L&C more than once and such a smooth process from start to finish. Mortgage sorted each time with ease. Reviewed on: 4th February 2026

Knowledgable advisors and practical advice

5
I used L&C when looking for my first mortgage in 2024. The team were very knowledgable and friendly, and helped me through the process from obtaining a decision in principle, to being accepted by my lender. My advisor obtained a variety of mortgage offers, including from banks I would not have thought to apply directly myself. He also helped me to filter through the offers to find the deal that was best for me, including practical advice about product fees, cashback and the reputation and customer service of some of the lenders. In the end I was very happy with the product I chose, and I could not have done it without L&C. L&C provided a free service and were very transparent about any commission arrangements and how they make their money. Reviewed on: 4th February 2026

Team are always helpful and knowledgeable

5
Mark Smith and team are always helpful and at hand. They are very knowledgeable about the available products and best deals. Communication has always been great and timely. Reviewed on: 4th February 2026

Great service whiz I have recommended

4
I had a long term advisor who was great - improvements could be made when staff leave - I have experienced communication failures in two instances when this has happened. Reviewed on: 4th February 2026

5* Mortgage Broker

5
I’ve used this company for years, they are very knowledgeable, friendly and helpful. Reviewed on: 4th February 2026

personal proactive and friendly.

4
personal proactive and friendly. Reviewed on: 4th February 2026

Very helpful, informative and provided a great service

5
Very helpful, informative and provided a great service Reviewed on: 4th February 2026

Review L&C Mortgages: Mortgage broker now

Help others make smarter decisions by sharing your own experience. Write a review