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Lendable: Personal loan reviews

View other Lendable products
4.95
Based on 30,127 reviews, last reviewed 21st Apr 2026
2847400% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy to understand variable payments Easy to understand variable payments Reviewed on: 21st April 2026
Amy Beckwith's avatar
Amy Beckwith

Latest lowest rating:

2

They have always been communicative and mange debt t... They have always been communicative and mange debt through app to help track schedule history etc also on applying it was easy and straightforward Reviewed on: 21st April 2026
Catherine Jones Roberts's avatar
Catherine Jones Roberts
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About this product

Lendable offer loans from £1,000 to £25,000.

Loans can be repaid over a term of 12 to 60 months but you can pay it off early with no fees to pay. If your Lendable loan is approved, you can get the funds in as little as two hours. There is non-refundable loan fee added to the loan amount.

Lendable loan reviews help you find out what it’s really like to be a customer. If you’ve used Lendable before, you can also leave a review and share your experience.

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Lendable Personal loan reviews (30127)

Smooth process

5
Smooth process from start to finish and was a speedy process. I was very happy with everything and would recommend to others. Very clearly what was happening and when from the outset Reviewed on: 2nd March 2026
Louise P's avatar
Louise P

Recommended

4
Slightly higher interest rate than I could have got elsewhere but I needed to make a purchase imminently, and Lendable was recommended. Reviewed on: 2nd March 2026
Donald 's avatar
Donald
Reply from Lendable Dear Donald, Thank you for your feedback and for your 4-star review. We are pleased to hear that we could assist you with your imminent purchase and that you chose us based on a recommendation. Providing a fast and reliable service when our customers need it most is a core priority for us. Regarding your comments on pricing, Lendable utilizes a risk-based pricing model. This means that the interest rates we offer are personalized and determined by a variety of factors, including an individual’s unique credit profile and a comprehensive affordability assessment. This approach allows us to provide tailored loan offers while ensuring we are lending responsibly and sustainably based on a customer's specific circumstances at the time of their application. For your security and privacy, we cannot discuss the specific details of your interest rate, your credit assessment, or your account on this public forum. We strive to maintain full transparency by ensuring all costs and terms are clearly displayed during the application stage to help our customers make informed financial decisions. If you have any specific questions about your agreement or would like to discuss this further, please do not hesitate to contact our team directly at [email protected]. Best regards, The Lendable Team Response date: 19th April 2026
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Lendable

Fast process and fast access to funds

5
Straight forward and prompt access to funds Reviewed on: 2nd March 2026
Darren B's avatar
Darren B

Easy and quick to apply.

5
Easy and quick to apply. Also very quick response Reviewed on: 2nd March 2026
Dave 's avatar
Dave

Always been helpful as this is the 2nd loan I have t...

5
Always been helpful as this is the 2nd loan I have taken and they are quick to pay out and interest rates are good which is saving me money in the long run Reviewed on: 2nd March 2026
Dannii's avatar
Dannii

The whole experience has been very easy and straight...

5
The whole experience has been very easy and straightforward. Reviewed on: 2nd March 2026
Rob 's avatar
Rob

Definitely not use again.

3
Rate is far to high .Charged £300 for processing then the high interest rate on top . Reviewed on: 2nd March 2026
Paul's avatar
Paul
Reply from Lendable Hello Paul, Thank you for sharing your feedback regarding your recent experience. We appreciate your honesty concerning our rates and the associated costs of your loan. At Lendable, our interest rates and arrangement fees are risk-based and tailored to each customer’s unique credit profile and financial circumstances. The arrangement fee, which covers the cost of processing and setting up the loan, is clearly outlined in the loan agreement before any contract is signed. This fee is typically capitalized into the loan amount and spread across the monthly installments to help manage the upfront cost. We strive to provide transparent pricing to ensure our customers can make an informed decision that suits their needs. For security and privacy reasons, we cannot discuss the specific breakdown of your fees, your interest rate, or any other details related to your account on this public forum. We are committed to protecting your sensitive financial information at all times. If you have any questions about your agreement or would like to discuss your repayment plan, please contact us at [email protected], and our team will be happy to assist you. Best regards, The Lendable Team Response date: 13th April 2026
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Lendable

I could not get a loan and used a search engine whic...

5
I could not get a loan and used a search engine which bought up lendable...easy to apply and money in the bank the very same day...within an hour Reviewed on: 2nd March 2026
Terrence B's avatar
Terrence B

Quick, easy and flexible.

5
It was so quick and easy to apply and funds were in my account in excellent time. Flexible amount and time options and easy to see APR for what you’ve selected. Reviewed on: 2nd March 2026
Lara P's avatar
Lara P

Fast efficient and very helpful.

5
Fast efficient and very helpful. Lendable have been great with me over the years. They have really helped me out in times of genuine need. Reviewed on: 2nd March 2026
Rob Walley's avatar
Rob Walley

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