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Lending Stream: Short-term loan reviews

4.85
Based on 7,598 reviews, last reviewed 24th Jul 2026
9% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far good experience although I have recently been... So far good experience although I have recently been declined as I don’t meet the criteria and I did I. June 2026. Reviewed on: 24th July 2026
Zara Y's avatar
Zara Y

Latest lowest rating:

2

Did it all online so just a normal online experience. Did it all online so just a normal online experience. Reviewed on: 10th June 2026
Zini's avatar
Zini

About this product

Lending Stream offer short-term loans.

With a Lending Stream short-term loan, you can repay in six monthly instalments and there are no charges for early repayment. You can apply online and money is sent to your bank account quickly if you’re approved.

Lending Stream short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Lending Stream before, you can also leave a review and share your experience.

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Lending Stream Short-term loan reviews (7598)

Would recommend

5
Quick and easy to apply for a loan, I would definitely use them again if needed . Money can be in your bank within an hour Reviewed on: 11th June 2026

Great Payment Service

5
We were in a bind with already not the best credit score and lending stream really saved us and there has been no issues paying it back! Reviewed on: 11th June 2026

Excellent customer care service, quick pay outs

5
Excellent customer care service, quick pay outs Reviewed on: 11th June 2026

Quick and easy process

5
Process was easy and quick which helped me out Reviewed on: 11th June 2026

Fast, quick dash and simple.

5
Fast, quick dash and simple. No hassle and no spam calls. Reviewed on: 11th June 2026

Friendly service, high interest

5
Company are great and always helpful, I have bad credit so have to go for high interest loans but that’s the only negative as I was accepted straight away Reviewed on: 11th June 2026

Quick Loans

5
Great customer service and very quick arranging a Loan for me Reviewed on: 11th June 2026

Top quality lender

5
The process has always been clear and smooth and I have never encountered any issues that couldn’t be instantly sorted on the spot. I would highly recommend this service for a short term loan. Reviewed on: 11th June 2026

The interest rate is high, but that is to be expected.

4
The interest rate is high, but that is to be expected. However, the loan goes in to your bank straight away and you can get a month before making your first payment. Reviewed on: 11th June 2026

Considerate - kind - doesn’t feel like they’re takin...

5
Considerate - kind - doesn’t feel like they’re taking advantage. Make everything very understandable and also feels like they’re taking actually care about long term affordability. They also send reminders about upcoming payments which seem to be more to help than as a stark reminder Reviewed on: 11th June 2026

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