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Lending Stream: Short-term loan reviews

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4.93
Based on 2,494 reviews, last reviewed 19th Jul 2025
63% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Nice and easy to apply fast process. Nice and easy to apply fast process. Reviewed on: 19th July 2025
Wesley Ali's avatar
Wesley Ali

Latest lowest rating:

1

The company that treats valued customers badly If you pay off your loans on time and without missing any payments they don’t loan to you again simple as that. Reviewed on: 3rd July 2025
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Alex
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About this product

Lending Stream offer short-term loans.

With a Lending Stream short-term loan, you can repay in six monthly instalments and there are no charges for early repayment. You can apply online and money is sent to your bank account quickly if you’re approved.

Lending Stream short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Lending Stream before, you can also leave a review and share your experience.

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Lending Stream Short-term loan reviews (2494)

Very expensive but flexible at the same time

5
Very expensive but flexible at the same time Reviewed on: 23rd April 2025
Stephen A's avatar
Stephen A

Super quick application, no nonsense!

5
Very quick application, no issues and money was in the bank within minutes! Recommended if you have a poor credit rating, simple process, just fill in the details and they’ll do the rest. Plus, they keep in touch regularly to remind you that you are eligible to reapply for another short term loan! Reviewed on: 23rd April 2025
Victoria T's avatar
Victoria T

What are the chances.

5
What are the chances that all the world negative events happen over a very short few months of a year. Well, an emergency operation, a family funeral abroad, a vet bill of £900 and a stolen bike. It drained the funds. Friends and family assist the best they can , but its embarrasing to ask for more. Asssuming my credit history was poor, it was quite a surprise to be offered a loan that gave me a chance to build back over the year. Reviewed on: 23rd April 2025
John's avatar
John

Iv always had great customer service and the loans a...

5
Iv always had great customer service and the loans are always paid out very quickly Reviewed on: 23rd April 2025
Michael d's avatar
Michael d

Great experience - simple to access and login to fin...

4
Great experience - simple to access and login to find out where you are at in terms of repayment throughout loan period. Reviewed on: 23rd April 2025
Catriona M's avatar
Catriona M

Lending Stream has been a life saving service.

5
Lending Stream has been a life saving service. Immediate bank transfer of the loan into your account with manageable options to pay the loan back in monthly installments. I struggled in one month too and Lending Stream approved a payment break for me which was a great help. Will be using LS in the future too. Reviewed on: 23rd April 2025
AR's avatar
AR

Great lenders very easy and fast loans

5
Great lenders very easy and fast loans Reviewed on: 23rd April 2025
Kevin w's avatar
Kevin w

Good for short term credit but very high interest

5
Good for short term credit but very high interest Reviewed on: 23rd April 2025
Barry G's avatar
Barry G

Do what they say on the tin.

4
Do what they say on the tin. This form is a bit rubbish though, sometimes online reviews are all that are needed. Asking for more is just pointless.... cos....Blah blag blah blah blah blah blah blah blah blah blah blah blah blah Reviewed on: 23rd April 2025
Its a review's avatar
Its a review

Lending Stream came to my rescue.

5
I was struggling with money due to an unexpected bill and I didn't have enough money to pay with my wages and normal bills. I applied for a short term loan knowing that I would pay over 3 months to get the unexpected bill paid without impacting my other payments. Lending Stream approved my loan straight away. I was sent a contract to check and sign along with my monthly payments and final amount to be paid. Nothing was hidden, it showed me everything I was to pay. I agreed to their terms and was sent the contract straight away with an email to say my money was on its way to the bank. I was so relieved. This had a huge impact on my mental health as I was so worried about the unexpected bill that came in and to have this huge relief knowing that this bill has been paid. Lending Stream has now been my go to short term loan company and I will use them again and again if I have any other bills come my way. Not just bills, I will use them for extra money for a holiday knowing that I can pay over monthly payments. I'm very happy with the service Reviewed on: 23rd April 2025
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Cb

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