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Lending Stream: Short-term loan reviews

4.94
Based on 5,105 reviews, last reviewed 12th May 2026
250700% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Very quick processing time. Very quick processing time. Great service Reviewed on: 12th May 2026
David F's avatar
David F

Latest lowest rating:

1

Customer review Very quick to arrange and respond Reviewed on: 23rd April 2026
Karen P's avatar
Karen P

About this product

Lending Stream offer short-term loans.

With a Lending Stream short-term loan, you can repay in six monthly instalments and there are no charges for early repayment. You can apply online and money is sent to your bank account quickly if you’re approved.

Lending Stream short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Lending Stream before, you can also leave a review and share your experience.

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Lending Stream Short-term loan reviews (5105)

Great communication , helpful and supportive

5
Great communication , helpful and supportive Reviewed on: 22nd April 2026

Needing some money for short term, lending stream a...

5
Needing some money for short term, lending stream are very efficient and very easy to deal with. Money in your bank very quick. Reviewed on: 22nd April 2026

Amazing Service

5
In times of need Lending Stream has provided some much needed assistance, I am grateful for their service Reviewed on: 22nd April 2026

It was quick and easy to apply and received my money...

5
It was quick and easy to apply and received my money instantly Reviewed on: 22nd April 2026

Easy application process and clear communications

5
Easy application process and clear communications Reviewed on: 22nd April 2026

Really happy with service lending stream provides.

5
Really happy with service lending stream provides.will gladly recommend to family and friends Reviewed on: 22nd April 2026

Helpful lending stream

5
I have had multiple loans through lending stream, the ease I have in being able to pay off early and with no costs is great. Also to request a loan is straight forward with the website making it easy to navigate Reviewed on: 22nd April 2026

Good rates, clear communication and no nonsense

5
Good rates, clear communication and no nonsense Reviewed on: 22nd April 2026

Incredibly Fast Cash

4
I used Lending Stream when I needed under £1000 fast and didn’t have other options. *Application + speed*: The site is straightforward and the form took about 10 minutes. Decision was instant and the money hit my bank in under 2 minutes. If you’re in a jam, that part is hard to beat. It’s genuinely one of the fastest short-term lenders I’ve tried. 08d1 *Cost*: The payments are high. This is expensive credit - you feel it each month. For me it only made sense because it was short term and I had a plan to clear it early. If you can’t budget for the monthly outlay, it’ll stack up quick. 08d1 *Service*: No hassle, no phone calls. Everything was online. They’re clear about dates and amounts, and the dashboard makes it easy to see what you owe. *Would I use again*: Yes, but only if I was desperate and certain I could repay early. I’d recommend it to friends/family in the same spot Reviewed on: 22nd April 2026

Really helpful and money available straight away

5
Really helpful and money available straight away Reviewed on: 22nd April 2026

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