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Lending Stream: Short-term loan reviews

4.85
Based on 6,397 reviews, last reviewed 12th Jun 2026
374800% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Excellent all round Very prompt payment when needed ,quick application and had chance to borrow again with a higher limit and lower interest -very happy with service ,wou... Read more Reviewed on: 12th June 2026
Sean B's avatar
Sean B

Latest lowest rating:

2

Did it all online so just a normal online experience. Did it all online so just a normal online experience. Reviewed on: 10th June 2026
Zini's avatar
Zini

About this product

Lending Stream offer short-term loans.

With a Lending Stream short-term loan, you can repay in six monthly instalments and there are no charges for early repayment. You can apply online and money is sent to your bank account quickly if you’re approved.

Lending Stream short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Lending Stream before, you can also leave a review and share your experience.

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Lending Stream Short-term loan reviews (6397)

Can usually help

3
Easy to use site, they state that you can not have over 6 loans out with them however i have had 1-2 with them for less than 200 and was denied another small loan. Fast money transfer and I would recommend them to others Reviewed on: 9th June 2017

Brilliant service

5
Extremely helpful and always available if there is a problem. I would certainly recommend them to friends and family, and I already have. Reviewed on: 9th June 2017

Fantastic service

5
Very quick and efficient service with the option to pay back over 6 months or at any time during the 6 months. A great help. Thank you. Reviewed on: 9th June 2017

A excellent organisation

5
I highly recommend the organisation for a very focus customer service with a very user friendly website; excellent for that emergency. Reviewed on: 9th June 2017

Quick and simple

4
Easy enough to apply, money transfers pretty quickly but when it comes to re-applying for a loan after paying your off its quite slow and doesnt really allow you to? Reviewed on: 9th June 2017

Quick and good service

5
I'm using this company not first time, it's very simple and easy. They helped then I had some money problems. All times before payments they always reminded about coming day. Recommending to everyone who needs money for emergency Reviewed on: 9th June 2017

Great company

5
I really like this company, they are fast, efficient,easy t use and reliable and has never let me down so far Reviewed on: 9th June 2017

Good

5
Thanks for help . I hope everything is olrite Reviewed on: 9th June 2017

Excellent

5
Have been using Lending Stream for a couple of years now and I am highly delighted with there service, they have helped me out of some very sticky situations and I am very gratefull for that. It's nice to have them to back me up if I am in a tight spot. Totally recommended. Reviewed on: 9th June 2017

Exploitation

2
The service and convenience is great, the interest is extortionate. This is a way to exploit people with adverse credit (even if it is from poor decisions in my 20's which is no longer the case). Lending stream are aware people like this cannot obtain credit from high street banks. They will claim they are building in risk by charging higher interest just in case I default (even though they would hunt down every last penny). The truth of the matter is that if I am able to pay higher repayments because of high interest, I can pay lower easily. I would avoid unless it is absolutely essential. Reviewed on: 9th June 2017

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