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The Money Co-op: Loans reviews

4.96
Based on 224 reviews, last reviewed 27th Apr 2026
2700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Fantastic service I have had several loans with the money co-op and I have always had a great experience. The process is incredibly simple and customer service is spot ... Read more Reviewed on: 27th April 2026
Jo Winnett's avatar
Jo Winnett

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

About this product

The Money Co-op offer loans for different purposes.

With a Money Co-op personal loan, you can borrow up to £15,000 and both new and existing members can apply. While repaying your loan, you’ll automatically save at least £10 a month to help you build a savings pot.

The Money Co-op loan reviews help you find out what it’s really like to be a customer. If you’ve used The Money Co-op before, you can also leave a review and share your experience.

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The Money Co-op Loans reviews (224)

Demystifying Borrowing and Saving

5
It is so empowering to be building up savings whilst repaying a loan. The Coop Credit Union makes it easy - friendly people, straightforward application process which clearly explains the borrower's responsibilities. Always my first port of call to fund holidays, retreats, courses and unexpected extra expenses... Reviewed on: 16th May 2023

It's a great way of borrowing!!

5
It's great how you can have a loan but also save at the same time it's fantastic!! Great service by coop credit union Reviewed on: 16th May 2023

Credit union loan

5
Very straightforward and easy to apply and very useful that it can just be deducted from your wage packet Reviewed on: 16th May 2023

Great easy to use with nivo

5
Had a loan to re furbish garden, looks lovely and have had many hours sitting there now Reviewed on: 16th May 2023

Helped me during a difficult time

5
I first got a coop credit union loan after splitting with my partner and landing in some financial difficulties, I was worried about Christmas being a new single parent but the coop credit union helped me massively and I recently paid off my loan directly from my salary each pay day! Reviewed on: 16th May 2023

Quick and easy

5
Coop credit union has been great for me to apply and receive a quick loan no issues and great customer service Reviewed on: 16th May 2023

Credit union

5
Credit union helped me out when i needed it i was told by a colleague at work about them and got a loan for christmas when i was very low and low on cash i didn't think i would be able to get any presents for my kids but my loan helped me with that and its hood to know that it is there if i need it again. Reviewed on: 16th May 2023

Great fo unexpected expenses

5
I have needed to borrow twice now and im happy with the service really quick response and the interest rate is ok that gets paid by payroll deduction so i never miss a payment and you save alongside your loan which is also really good an overall exellent service Reviewed on: 16th May 2023

Amazing service

5
Helped me out when I was going through a difficult time financially. They could have been more helpful and supportive with my application. Reviewed on: 16th May 2023

A really useful backup

5
I save with them so that when needed I can get a good rate on a loan Reviewed on: 16th May 2023

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