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The Money Co-op: Loans reviews

4.85
Based on 261 reviews, last reviewed 17th Jul 2026
38% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
1 star
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0%

Latest highest rating:

5

Excellent service, I got my loan with in 2 weeks... Excellent service, I got my loan with in 2 weeks with reasonable questions Reviewed on: 17th July 2026
Shanmugarajah s's avatar
Shanmugarajah s

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

About this product

The Money Co-op offer loans for different purposes.

With a Money Co-op personal loan, you can borrow up to £15,000 and both new and existing members can apply. While repaying your loan, you’ll automatically save at least £10 a month to help you build a savings pot.

The Money Co-op loan reviews help you find out what it’s really like to be a customer. If you’ve used The Money Co-op before, you can also leave a review and share your experience.

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The Money Co-op Loans reviews (261)

Ideal for shares, comes out via direct debit and can...

5
Ideal for shares, comes out via direct debit and can withdraw at any time. Reviewed on: 12th May 2026

All round pretty good

4
All round pretty good however it can be tricky getting in touch with someone for help. Reviewed on: 12th May 2026

Great experience all around.

5
Great experience all around. Easy loan application process and friendly service. Reviewed on: 12th May 2026

I applied for a loan to get my flat done up and they...

5
I applied for a loan to get my flat done up and they approved the loan so I could get my flat looking new. Reviewed on: 12th May 2026

Top site

5
Great experience, you enabling me to get a loan no complications throughout my time with you Reviewed on: 12th May 2026

Excellent Service

5
I’ve had a really positive experience with The Money Co-op and would happily recommend them. The application process was simple and clearly explained, making everything easy to follow. What stood out most was their supportive and non-judgemental approach - they genuinely want to help people manage their finances responsibly. The loan terms were fair, transparent, and affordable, with no hidden costs. Repayments were clear and manageable, giving me peace of mind. Reviewed on: 12th May 2026

Loans helped me. a lot

5
I've had a couple of loans and they gave helped me enormously when I needed hel securing a home and helped me at Christmas aswell customer service is brilliant and friendly and polite and helpful Reviewed on: 12th May 2026

Fantastic service

5
I have had several loans with the money co-op and I have always had a great experience. The process is incredibly simple and customer service is spot on, often getting back to me about anything raised on the same day. I will always recommend the money co-op to my friends and family for those reasons. Reviewed on: 27th April 2026

Excellent loan.

5
Excellent loan. Fair inteterest & customer service second to none. I recommend to others just how good they are as time after time they have proven to be AWESOME . Reviewed on: 16th April 2026

Been real good and brilliant quick response and quic...

5
Been real good and brilliant quick response and quick money deposit Reviewed on: 15th April 2026

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