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Moneyboat.co.uk: Short-term loans reviews

View other Moneyboat.co.uk products
4.92
Based on 1,262 reviews, last reviewed 19th May 2026
197% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Fast, efficient service, can’t fault it. Fast, efficient service, can’t fault it. Reviewed on: 19th May 2026
Jamie M's avatar
Jamie M

Latest lowest rating:

2

It was fast, easy and clear. It was fast, easy and clear. I would definitely recommend this product to friends and family. Reviewed on: 14th December 2025
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About this product

Moneyboat offer flexible short-term loans.

You can borrow up to £1500 and spread payments over two to six months. As a direct lender, Moneyboat consider all applications, looking at multiple factors beyond just your credit score. That means if you’ve been declined elsewhere, you may still be eligible.

Moneyboat short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Moneyboat before, you can also leave a review and share your experience.

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Moneyboat.co.uk Short-term loans reviews (1262)

helped me for christmas

5
very pleased that i was helped out for christmas cant thankyou enough Reviewed on: 6th December 2017
Nicholas Edwards's avatar
Nicholas Edwards

Conscientious and Courteous

4
A good company which has the interests of its customers at heart, always happy to answer any questions you may have and do their utmost to ensure they facilitate you in your applications. Reviewed on: 6th December 2017
Hugh Mackenzie's avatar
Hugh Mackenzie

Simple Loan

5
Had nothing but ease with moneyboat, the process was fairly straight forward, contact with them is pretty good aswell. Once everything is checked and verified its pretty quick! Reviewed on: 4th December 2017
Faye's avatar
Faye

Quick loan when needed

4
Process was seamless and great communication throughout. Happy when calling up and got clear answers and cash in my account when expected. Reviewed on: 27th November 2017
Pritesh's avatar
Pritesh

Easy service!

5
One application and all done! Took longer than expected to receive funds mind. Reviewed on: 27th November 2017
John Wright's avatar
John Wright

Very simple online and easy to communicate

4
This is my first loan with smart money however everything is very clear from the start. So will definitely recommend this company. Reviewed on: 27th November 2017
Sagar 's avatar
Sagar

Great service

5
I’ve found it simple and easy to understand recommend to anyone else Reviewed on: 23rd November 2017
Pauk's avatar
Pauk

Excellent Customer Service from a fab company

5
MoneyBoat offer no-nonsense loans at an interest rate cheaper than the FCA Cap (unlike many of their peers). They also carry out extensive checks to minimise the risk of irresponsible lending. They answer any queries quickly and in a friendly manner. Much appreciated and recommended. Reviewed on: 22nd November 2017
John McAuliffe's avatar
John McAuliffe

Fast and efficient

5
Applied in the evening. Quick phonecall in the morning to confirm some details. Funds in account in the afternoon. Thank you. Reviewed on: 13th November 2017
Mark's avatar
Mark

fantastic

5
from start to being accepted the team were brilliant, thank you for all your help Reviewed on: 13th November 2017
troy murphy's avatar
troy murphy

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