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Moneyboat.co.uk: Short-term loans reviews

4.82
Based on 1,995 reviews, last reviewed 21st Jul 2026
205% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Fast and helpful Fast and helpful no need credit score check you can pay back early to avoid interest Reviewed on: 21st July 2026
Rasachon's avatar
Rasachon

Latest lowest rating:

2

It was fast, easy and clear. It was fast, easy and clear. I would definitely recommend this product to friends and family. Reviewed on: 14th December 2025
Verified source

About this product

Moneyboat offer flexible short-term loans.

You can borrow up to £1500 and spread payments over two to six months. As a direct lender, Moneyboat consider all applications, looking at multiple factors beyond just your credit score. That means if you’ve been declined elsewhere, you may still be eligible.

Moneyboat short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Moneyboat before, you can also leave a review and share your experience.

Review Moneyboat.co.uk: Short-term loans now

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Moneyboat.co.uk Short-term loans reviews (1995)

Data protection breach

1
Applied for a loan, was accepted but they sent email and text messages to contact number that is not mine. I put correct contact information on my application which they did not use. Which has resulted in me not getting the loan I applied for and spending alot of time trying to get an answer as to why this could happen in the first place. Still do not have answer. Not a happy customer Reviewed on: 5th November 2019

Retuning customer

1
Used twice before no problem , my credit is better now applied again turned down ????? Won’t use again Reviewed on: 3rd July 2019

Quick and easy

5
I need to buy a car for work money boar help me less then 10 minutes got acepted and in couple hours got the money on my bank. And love the fact they send reminders that's very helful :) Thank moneyboat i highly recomend u :) Reviewed on: 11th May 2018

Straight forward- professional

4
Simple and Straight forward, professional service. My second loan and again, swift no nonsense process using seamless technology and electronic facilities. Definately recommended. Reviewed on: 29th March 2018

A human touch

5
The great thing about Moneyboat is that they take things on their merits rather than just number crunching and "computer says no". Reviewed on: 6th March 2018

Easy to apply no phone calls rapid response

5
Quick easy application easy to apply answer in minutes Reviewed on: 28th February 2018

You can count on

5
Good service and you can really count on them when you’re in need Reviewed on: 28th February 2018

Great service

5
The money boat is a great company and the service is great they are quick, reliable and would recomend to everyone . The staff are friendly to . Thank you Reviewed on: 26th February 2018

Fantastic service

5
Easy to use and kept in the loop at all times. Reviewed on: 22nd February 2018

Emergency Funds

5
Excellent customer service - funds arrived promptly ! Paul G. Reviewed on: 21st February 2018

Review Moneyboat.co.uk: Short-term loans now

Help others make smarter decisions by sharing your own experience. Write a review