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Moneyboat.co.uk: Short-term loans reviews

View other Moneyboat.co.uk products
4.87
Based on 459 reviews, last reviewed 14th Nov 2025
46% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
7%
3 star
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
3%

Latest highest rating:

5

They should a loan out for me I was so happy They should a loan out for me and I was happy thank you Reviewed on: 14th November 2025
Verified source

Latest lowest rating:

2

Really straight forward and reliable user friendly s... Really straight forward and reliable user friendly service Reviewed on: 14th August 2025
Verified source
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About this product

Moneyboat offer flexible short-term loans.

You can borrow up to £1500 and spread payments over two to six months. As a direct lender, Moneyboat consider all applications, looking at multiple factors beyond just your credit score. That means if you’ve been declined elsewhere, you may still be eligible.

Moneyboat short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Moneyboat before, you can also leave a review and share your experience.

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Moneyboat.co.uk Short-term loans reviews (460)

A great Brand

5
Payday loans for emergency circumstances, just as it says on the website! Reviewed on: 15th November 2021
Rachel's avatar
Rachel

Disgraceful Company

2
Just applied and been turned down for a loan with this company.. I believe it is because I paid my last loan off 2 months earlier than they wanted..!! Anyway they said that they could forward me to company that would accept my application.. I agreed to be transferred to this company., How shocked was I when they transferred me to Loans 2 Go and it’s 100% interest on all loans!! How could any company be associated with these SCUM..!! I will no longer be using MoneyBoat and advise all others not to use MoneyBoat!! Reviewed on: 17th February 2021
James Tufton's avatar
James Tufton

HARASSMENT

1
I have explained that my partner was in a coma two weeks ago ,they called today ,explained he had a stroke and heart surgery and has dilemia cannot communicate ,they continue to text email asking for him to share a password with me to correspond .I cannot believe this awful inhumane company Reviewed on: 29th January 2021
maddie's avatar
maddie

Rubbish company

1
Had many loans with them my credit is better than ever and still got refused and in the long run I’m pleased they did as I found cheaper payday loan companies Reviewed on: 6th December 2020
Russell Smith's avatar
Russell Smith

Terrible company to deal with

1
Don't deal with them dodgy company Reviewed on: 17th September 2020
Pauline Regan's avatar
Pauline Regan

Data protection breach

1
Applied for a loan, was accepted but they sent email and text messages to contact number that is not mine. I put correct contact information on my application which they did not use. Which has resulted in me not getting the loan I applied for and spending alot of time trying to get an answer as to why this could happen in the first place. Still do not have answer. Not a happy customer Reviewed on: 5th November 2019
Jenn 's avatar
Jenn

Retuning customer

1
Used twice before no problem , my credit is better now applied again turned down ????? Won’t use again Reviewed on: 3rd July 2019
Eric's avatar
Eric

Quick and easy

5
I need to buy a car for work money boar help me less then 10 minutes got acepted and in couple hours got the money on my bank. And love the fact they send reminders that's very helful :) Thank moneyboat i highly recomend u :) Reviewed on: 11th May 2018
Ana torres's avatar
Ana torres

Straight forward- professional

4
Simple and Straight forward, professional service. My second loan and again, swift no nonsense process using seamless technology and electronic facilities. Definately recommended. Reviewed on: 29th March 2018
J CLARKE's avatar
J CLARKE

A human touch

5
The great thing about Moneyboat is that they take things on their merits rather than just number crunching and "computer says no". Reviewed on: 6th March 2018
DavidOjo's avatar
DavidOjo

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