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Moneyboat.co.uk: Short-term loans reviews

4.82
Based on 1,600 reviews, last reviewed 15th Jun 2026
287% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy service can see your monthly payments before yo... Easy service can see your monthly payments before you agree! Fast efficient x Reviewed on: 15th June 2026
Kelly J's avatar
Kelly J

Latest lowest rating:

2

It was fast, easy and clear. It was fast, easy and clear. I would definitely recommend this product to friends and family. Reviewed on: 14th December 2025
Verified source

About this product

Moneyboat offer flexible short-term loans.

You can borrow up to £1500 and spread payments over two to six months. As a direct lender, Moneyboat consider all applications, looking at multiple factors beyond just your credit score. That means if you’ve been declined elsewhere, you may still be eligible.

Moneyboat short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Moneyboat before, you can also leave a review and share your experience.

Review Moneyboat.co.uk: Short-term loans now

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Moneyboat.co.uk Short-term loans reviews (1600)

I applied for the loan after midnight and was approv...

5
I applied for the loan after midnight and was approved in principle, although for a lower amount. Then just after 6 a.m. I got an email asking for more details about why I wanted the loan. A few minutes after sending my reply I got a response to say that my loan had been approved and then money was in my account less than 15 minutes later. What a smooth process! The interest is very high low, hence the poor value for money. Reviewed on: 14th May 2026

responded good application didn’t take long

5
responded good application didn’t take long Reviewed on: 14th May 2026

Very easy and quick to to apply

5
Very easy and quick to to apply no nonsense helpful and always quick to apply back and give you updates and never bombard you with spam emails Reviewed on: 14th May 2026

Amazing and fast outcome with all the help on the wa...

5
Amazing and fast outcome with all the help on the way and simple to use Reviewed on: 14th May 2026

Simple, quick and highly efficient service providers.

5
Simple, quick and highly efficient service providers. Application is straightforward and the process is very timely. Reviewed on: 13th May 2026

No fuss quick easy money within minutes

5
I have had multiple loans from moneyboat no hassle no fuss quick and easy had the money in my account within minutes Reviewed on: 13th May 2026

Excellent .

5
Excellent . It took literally 2 hours to fill the form and get the funds Reviewed on: 13th May 2026

I had a positive experience with Moneyboat.

5
I had a positive experience with Moneyboat. The application process was straightforward, and the approval process was faster than I expected. Their customer service team was responsive and helpful whenever I had questions. The loan terms were clearly explained, which made me feel comfortable throughout the process. Overall, a smooth experience and I’d definitely consider using them again. Reviewed on: 13th May 2026

Quick and simple form to complete.

5
Quick and simple form to complete. Decision in minutes. Funds landed in my account quickly. Reviewed on: 13th May 2026

Really good company.

5
Really good company.. really fast in sorting payments out Reviewed on: 12th May 2026

Review Moneyboat.co.uk: Short-term loans now

Help others make smarter decisions by sharing your own experience. Write a review