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Moneyboat.co.uk: Short-term loans reviews

4.89
Based on 694 reviews, last reviewed 23rd Feb 2026
23% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Super simple and super fast process. Super simple and super fast process. Recommended for when you need a quick cash Reviewed on: 23rd February 2026
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Latest lowest rating:

2

It was fast, easy and clear. It was fast, easy and clear. I would definitely recommend this product to friends and family. Reviewed on: 14th December 2025
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About this product

Moneyboat offer flexible short-term loans.

You can borrow up to £1500 and spread payments over two to six months. As a direct lender, Moneyboat consider all applications, looking at multiple factors beyond just your credit score. That means if you’ve been declined elsewhere, you may still be eligible.

Moneyboat short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Moneyboat before, you can also leave a review and share your experience.

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Moneyboat.co.uk Short-term loans reviews (694)

Friendly Services, Efficient & reasonable rates

5
I use to deal with Wonga but I will be using Moneyboat in future. The rates are far better than Wonga and whilst Wonga are faster at sending the funds, I feel that the safety checks that delay the process are necessary and of a better standard. Reviewed on: 9th August 2017

Quick and easy to use

4
I found the whole experience very quick and easy to use the only think that would have been difficult was that they wanted me to confirm my work email and if I had not been at work that day I would not have been able too Reviewed on: 4th August 2017

reliable, fast company

5
I was short on my money and moneyboat helped me out. It was easy to apply for and the funds came in to my account really fast. I would recommend it to everyone who needs a little bit of help money wise to tie them over. Reviewed on: 31st July 2017

Quick and professional

5
I am really pleased with the process. It took me no longer then 10min. Very professional Reviewed on: 28th July 2017

Amazing

5
Easy application, friendly staff, funded quick would use again Reviewed on: 17th August 2016

Excellent

5
Hassle free and fast service. Better than competition Reviewed on: 16th July 2016

Quick efficient and friendly. Thank you moneyboat!

5
Had a professional and friendly experience when i was going through a difficult time. Thanks to your efficient and friendlty staff. Reviewed on: 13th July 2016

Quick, easy and well explained

5
Applying was easy and straight forward. They e-mailed me with updates on my application as well as the breakdown. Hassle free! Reviewed on: 13th July 2016

Very friendly staff and quick response

5
I was very impressed with the friendly member of staff and that confidentiality was ensured whilst carrying out security checks (contacting work telephone number). Reviewed on: 11th July 2016

Swift and Easy

5
Very helpful staff that gave realistic timelines and we're professional throughout Reviewed on: 8th July 2016

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