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Moneyboat.co.uk: Short-term loans reviews

4.89
Based on 694 reviews, last reviewed 23rd Feb 2026
26% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Super simple and super fast process. Super simple and super fast process. Recommended for when you need a quick cash Reviewed on: 23rd February 2026
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Latest lowest rating:

2

It was fast, easy and clear. It was fast, easy and clear. I would definitely recommend this product to friends and family. Reviewed on: 14th December 2025
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About this product

Moneyboat offer flexible short-term loans.

You can borrow up to £1500 and spread payments over two to six months. As a direct lender, Moneyboat consider all applications, looking at multiple factors beyond just your credit score. That means if you’ve been declined elsewhere, you may still be eligible.

Moneyboat short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Moneyboat before, you can also leave a review and share your experience.

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Moneyboat.co.uk Short-term loans reviews (694)

Fast, Friendly Service

5
I made an application in the evening with Moneyboat then I had a call first thing in the morning before 9am to confirm a few details. The cost of the loan was explained and it was a very competitive rate. Once I signed my agreement the cash was in my account very quickly. Reviewed on: 11th May 2016

No cash on the weekend

1
Needed cash on a Saturday but didn't get my money until Monday lunchtime. Not very helpful. Reviewed on: 9th May 2016

Easy, excellent customer service

5
The overall process was easy and simple and the lady I spoke to was extremely helpful and polite and explained everything I needed to know. Thank you Reviewed on: 6th May 2016

Quick easy application

5
East to use website, everything explained in an understandable way. quick decision and friendly communication. Quick funding same day after a few checks. Would definatley recommend Reviewed on: 5th May 2016

Top notch service

5
The customer service has been excellent from day one. Moneyboat has kept me thoroughly informed at each step of the process and when it came to finalising the loan the staff at Moneyboat asked me when the best time for me was to call. They called at the time agreed which shows they do have the customer at heart. A top notch service and a company I would deal with again and I would highly recommend them to friends and family. Reviewed on: 5th May 2016

Quick and easy processing

5
First time use MoneyBoat service and happy with my experience. Quick process, clear procedure and friendly staff. Thank you Reviewed on: 5th May 2016

Superb Website & Friendly Team

5
I was requesting a loan to help with an unexpected expense and found the website very easy to navigate and make the request. I then received a document via email which allowed me to review the terms etc and to easily, securely transmit my bank, card and signature details. Finally I receive a call from a very friendly and helpful young lady who went over all the details and verified everything before sending on to their team that makes the payment. Overall a very very good experience and great customer support. Many thanks to all the team :-) Reviewed on: 3rd May 2016

Fast and professional service

5
I am very happy with the service you provide and will chose your company if next time I need a little loan. Reviewed on: 28th April 2016

Very speed my service and very helpful staff

5
Kirsty was very helpful on the phone and I received my loan in less than 24 hours. I'm very satisfied with the service I received. Reviewed on: 26th April 2016

Very professional and easy application.

5
One of the best loan applications i have seen. Reviewed on: 26th April 2016

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