Smart Money People Logo

Moneybox app: Cash ISA reviews

4.91
Based on 3,426 reviews, last reviewed 3rd May 2026
55975% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience After learning about the high interest rate plus how easy it to transfer my ISA account to Moneybox, i had you join Moneybox Cash ISA. Reviewed on: 3rd May 2026
MJC's avatar
MJC

Latest lowest rating:

2

The transaction time is to long compared to its com... The transaction time is to long compared to its competitors and in the stocks and share Isa, there are not much options and the duration of withdrawal... Read more Reviewed on: 21st April 2026
Vishak R's avatar
Vishak R

About this product

Moneybox have a Cash ISA that can be opened in minutes on the app.

The Moneybox Cash ISA can be opened with a minimum of £500 and you can transfer in any ISAs you hold with other providers. There are no monthly subscription or platform fees with the Moneybox Cash ISA.

Moneybox Cash ISA reviews help you find out what it’s like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Review Moneybox app: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Moneybox app Cash ISA reviews (3426)

Excellent ISA

5
I have had a fantastic experience with moneybox cash ISA. Good interest rates, interest paid promptly, and daily interest tracking. Also, the savings projection tool is so helpful to see how Im doing and keep me on track. Reviewed on: 21st April 2026

Moneybox Magic: Simple Saving, Real Results

5
Moneybox Cash ISA has genuinely transformed the way I save. As someone who values both simplicity and solid returns, this app strikes the perfect balance between ease of use and financial performance. What impressed me most is how seamless the entire experience is. Opening an account takes minutes, and the interface is clean, intuitive, and beginner-friendly—yet still powerful enough for more experienced savers. The ability to track interest in real time gives a real sense of progress, which keeps me motivated. The interest rates are highly competitive compared to traditional banks, and knowing that my savings are tax-free adds an extra layer of confidence. I also appreciate the flexibility—deposits are quick, and the app makes it clear how withdrawals or transfers work, without hidden surprises. Another standout feature is how Moneybox encourages consistent saving. The round-up feature and regular deposit options make it easy to build savings without even thinking about it. Over time, these small contributions really add up. Overall, Moneybox Cash ISA is ideal for anyone in the UK looking for a smart, stress-free way to grow their savings. It combines modern technology with strong financial benefits, making it one of the best savings tools available today. Reviewed on: 21st April 2026

Very insightful

5
Brilliant, easy to use and gives helpful insights that can be used to track your spending. Would greatly recommend to anyone looking to grow their wealth. Reviewed on: 21st April 2026

very good app

5
very good app so easy to use and user friendly. I’d recommend it to anyone wanting to set up an ISA or just opening up a savings account. Reviewed on: 21st April 2026

Money Box ISA

5
Kept informed and updated. Easy-to-use app. Good interest rate. Able to open stocks and shares isa if required. The ability to move money to another account or to withdraw. Reviewed on: 21st April 2026

They have a very poor customer service and their app...

4
They have a very poor customer service and their app is not very user-friendly Reviewed on: 21st April 2026

I’ve been using Moneybox for years, they helped me s...

5
I’ve been using Moneybox for years, they helped me save enough for a mortgage and all the associated bonuses. I’m a huge fan and will be a loyal consumer for a longtime Reviewed on: 21st April 2026

It’s great easy access to the app and the appt is ve...

5
It’s great easy access to the app and the appt is very easy to use also Reviewed on: 21st April 2026

I’ve had a Lifetime ISA and Cash ISA and loved both!

5
I have had both the Lifetime ISA and Cash ISA with Moneybox. The experience with Moneybox have been seamless for both, in particularly when I had to withdraw my Lifetime ISA outside of the use cases. For the Cash ISA in particular, the interest rate was clear from the beginning. The initial rate was incredible and allowed me to gain interest almost straight away. Not only that but it taught me discipline about only putting away what I can afford to due to the 4 times a year withdrawl before the interest rate is impacted. The app is easy to use and you can visualise your gains extremely easily. I also love the extra incentives Moneybox offers like the prize draws. Reviewed on: 21st April 2026

Great banking experience!

5
I have a cash isa and a lifetime Isa and both are super easy to manage. Moneybox is a great app and I've found it very easy to use and navigate Reviewed on: 21st April 2026

Do you have a different Moneybox app product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Moneybox app?

    View all products