Smart Money People Logo

Voting in the British bank awards 2026 is open - Vote here

Share this page

OakbrookAdvance (formerly Finio Loans) reviews

Oakbrook Advance Logo
Rated Excellent 4.89/5

OakbrookAdvance (formerly Finio Loans) reviews

Verified business Last reviewed within 7 days
  • FCA approved and regulated
    FCA approved and regulated
  • Fully digital service with no in-person branches
    Fully digital service with no in-person branches
  • On-line application and approval process
    On-line application and approval process

Review summary

People rate this company as Excellent based on 5,949 product reviews

Average score of 4.89/5
5 star
90%
4 star
8%
3 star
1%
2 star
0%
1 star
1%
Reviews for OakbrookAdvance (formerly Finio Loans) have trended negatively over the past 90 days

OakbrookAdvance (formerly Finio Loans) made getting a personal loan straightforward and clear, with easy applications and helpful communication. People appreciated the transparent terms and quick approvals, making borrowing less stressful.

Positive themes

  • OakbrookAdvance (formerly Finio Loans) made applying for a personal loan quick and hassle-free.
  • The clear, upfront repayment terms from OakbrookAdvance (formerly Finio Loans) helped me budget well.
  • OakbrookAdvance (formerly Finio Loans) approved my personal loan when no one else would.

Negative themes

About OakbrookAdvance (formerly Finio Loans)

OakbrookAdvance aim to simplify and personalise borrowing.

OakbrookAdvance's goal is to be the UK’s most trusted lender and they’re focused on professional, responsible lending with the help of Open Banking.

OakbrookAdvance offer lending for a range of purchases.

OakbrookAdvance (formerly Finio Loans) at a glance

Contact details

Phone
0208 080 6457
Main address
The Poynt North, 45 Wollaton Street, Nottingham, NG1 5FW

Reviews for OakbrookAdvance (formerly Finio Loans)

Showing 11 of 5949 company reviews Last reviewed within 7 days

was helpful site easy to manouvre was kept in link a...

Personal loan 28th February 2026

was helpful site easy to manouvre was kept in link all through process helpful comminications from start to finish

Rated Excellent 5/5
Read more product reviews

Though it’s easy to apply for this loan, it’s a very...

Personal loan 28th February 2026

Though it’s easy to apply for this loan, it’s a very high credit interest loan so not advisable to those who do not want to... Though it’s easy to apply for this loan, it’s a very high credit interest loan so not advisable to those who do not want to stay in debt for long Read more Read less

Rated Average 3/5
Read more product reviews
  • 5/5

    Friendly helpful and a good rate to pay back unlike...

    Friendly helpful and a good rate to pay back unlike other loan companies they were here to help not kill me off

    {"display":"Sarah Freeman","full_name":"Sarah Freeman","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal loan
    Sarah Freeman 28th February 2026
  • 5/5

    Easy to use Web service

    Easy to use Web service Able to pay off more than minimum

    {"display":"Alison C","full_name":"Alison C","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal loan
    Alison C 26th February 2026
  • 1/5

    If you wante your credit score to go down borrow mon...

    If you wante your credit score to go down borrow money from them . Their reporting is too late

    {"display":"Alban ","full_name":"Alban ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal loan
    Alban 19th February 2026
  • 5/5

    Great y happy

    Great effort Great effort great experience grest revireevery

    {"display":"roxana rotaru","full_name":"roxana rotaru","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1363989.png"}}'s avatar
    Personal loan
    roxana rotaru 19th February 2026
  • 5/5

    Things made fast and simple !

    They were there when needed with a fast and simple process to obtain the loan. Then the app which again is easy and fast to... They were there when needed with a fast and simple process to obtain the loan. Then the app which again is easy and fast to use which provides supporting tools to allow you to manage your own account whatever the circumstances if that should occur. Read more Read less

    {"display":"Stephen ","full_name":"Stephen ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal loan
    Stephen 17th February 2026
  • 4/5

    So far so good, have not had any issues apart from t...

    So far so good, have not had any issues apart from the number of emails they send

    {"display":"PATLUC","full_name":"PATLUC","avatar":{"url":"\/assets\/uploads\/avatars\/users\/981094.png"}}'s avatar
    Personal loan
    PATLUC 17th February 2026
  • 5/5

    Quick service , money in quick aswell

    Quick service , money in quick aswell

    {"display":"Jack Mcdougall","full_name":"Jack Mcdougall","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal loan
    Jack Mcdougall 14th February 2026
  • 5/5

    Very trustly company!

    Very trustly company!!! Always good service and very helpful

    {"display":"Veronika B","full_name":"Veronika B","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal loan
    Veronika B 11th February 2026
  • 5/5

    Straightforward to use.

    Straightforward to use. No issues and stress free

    {"display":"Julie C","full_name":"Julie C","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal loan
    Julie C 11th February 2026

    Products from OakbrookAdvance (formerly Finio Loans)

    Showing all products offered by OakbrookAdvance (formerly Finio Loans)

    We are Smart Money People

    Join 2 million active users who make better financial decisions with the power of reviews.

    Create an account

    Protecting trust by verifying companies and reviewers

    The only site that specialises in financial services

    Providing everyday people with a voice