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Payl8r: Buy now pay later reviews

4.89
Based on 4,222 reviews, last reviewed 26th Sep 2025
33% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
1%

Latest highest rating:

4

great! :) super duper! :) great! :) nothing more to say! :) Reviewed on: 26th September 2025
rubin rafia rauf's avatar
rubin rafia rauf

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4222)

Easy and good rates

5
Really enjoy using pay later to spread the cost. Great with payment reminders and keeping you up to date! Reviewed on: 12th August 2021

Easy to use , great service

5
Was so simple to Arrange and easily done online Reviewed on: 12th August 2021

Great company

5
easy to use no hassle no interest Reviewed on: 12th August 2021

Excellent

5
Efficient and fast set up highly recommended Reviewed on: 12th August 2021

So useful!

5
Sometimes money can be a bit tight at the end of the month and payL8r defiantly helped me out ALOT! Would highly recommend Reviewed on: 12th August 2021

Amazing way to pay!

5
Had a very good experience with them. Reviewed on: 12th August 2021

When in need Payl8r is here to help

5
I’ve seen a few other finance companies around and are not doing what Payl8r do. Gave me the option for any deposit I want and how term can be long or short. Really easy, payment came through so quickly and would definitely recommend. Reviewed on: 12th August 2021

Easy to access, quick and user friendly

5
I really needed to purchase something quickly, before my wedding day. As everything was already expensive I found it very helpful to have the option of paying later. It was easy to access, quick and user friendly. Reviewed on: 12th August 2021

Stress free and simple

5
As a mum of 6 I find it difficult to afford things outright so when I found pl8r I was relieved I could pay for my items by spreading the cost, I found the whole experience very easy to set up and use and loved that I was able to choose how long I wanted to pay it all back. Was a stress free, simple and overall great experience and would highly recommend to everyone Reviewed on: 12th August 2021

really easy and great!

4
Very easy to set up. Customer service team are brilliant. Get reminders of your payments before they come out, brilliant! Reviewed on: 12th August 2021

Review Payl8r: Buy now pay later now

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