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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50804)

Review of the PayPal, PayPal Credit:

Buy with PayPal credit is very easy, you get a remin...

Buy with PayPal credit is very easy, you get a reminder every month, but they don’t bother you with hundreds of emails, but they are there when you need information Reviewed on: 5th June 2024

I trust paypal when purchasing items.

I trust paypal when purchasing items. There is protection as a buyer. Also the convenience of Pay in three as well as credit. Reviewed on: 19th June 2025

Not very good customer service ,

Not very good customer service , Reviewed on: 19th June 2025

An easy payment system that offers more.

An easy payment system that offers more than just ‘making a payment’. I feel confident in their security of my bank and card details and I am always kept up to date about the transactions on my account. Reviewed on: 19th June 2025

I always use PayPal as it the where available

I always use PayPal as it the where available Reviewed on: 18th June 2025

Easy to use.

Easy to use. Quick and simple. The PayPal app is a great way to buy things. Stick to the interest free options and pay with direct debit and it gives you the flexibility to pay off move expensive purchases over time Reviewed on: 18th June 2025

Easy & Safe Way To Buy!!

An easy and safe way to buy and pay no interest for 4 months which gives you the chance to pay it off as you go Reviewed on: 18th June 2025

Save paying a lot of interest with Pay-in-3!

Paypal credit has enabled me to buy phones and ipads without getting myself into debt. The pay-in-3 option is very handy. All Paypal services are easy to set up but help is always available if you need it. I wouldn’t use any other service for buying expensive purchases especially when free credit is available Reviewed on: 18th June 2025

Paypal credit is super easy to use

Paypal credit has made purchases so much easier, either pay in 3, or longer but you can adjust easily if you want to pay more. The app is easy and straightforward so you can check how payments are going. Super easy have even got other people using it. Reviewed on: 18th June 2025

My experience with PayPal credit

So far my experience with PayPal credit has been so great and I love it Reviewed on: 18th June 2025

Interest free

Had a few months interest free on a purchase allowing some time for me to pay it off. Reviewed on: 18th June 2025

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