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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

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PayPlan Debt solutions reviews (22303)

Excellent

5
Excellent service wonderful customer service Reviewed on: 19th August 2021

Helped me a lot

5
Not seeing a way out from my increasing dept, Payplan has helped me immensely to sort out my finances and see that there is light at the end of my tunnel. Reviewed on: 19th August 2021

A light at the end of the tunnel

5
The 2008 financial crisis ended my career and left my financial position in tatters. Myself and my family went from high net worth to no net worth in the space of 72 hours! It is not possible to work in the financial sector and be a bankrupt, so if you want to work you have to find another route out of mess you have been left with. If you are unfortunate enough to suffer this kind of situation then you need be act quickly and concisely. This is where this service is invaluable. Payplan did all the heavy lifting. and dealt with creditors and secured a mutually acceptable repayment plan, whilst constantly reviewing my options. I would highly recommend this service to anyone that finds themselves thrown into debt through no fault of their own. The stress and worry of dealing with creditors is immense and this service removes this issue from you. Reviewed on: 19th August 2021

Life changing

5
I am incredibly grateful to Payplan for helping me to get my life back on track with regards to my debt, helping to create a plan that works well for me and my family. Not only do they contact the various companies to arrange the plan but they have continued to do so for me during financial struggles created by covid-19. Unfortunately we were hit hard during the pandemic due to both furlough, me catching covid and then being hit for 10 months with Long covid syndrome meaning I was signed off work on only statutory sick pay, payplan during that time were incredibly understanding and helpful allowing me to make much smaller payments than agreed and managing the various companies that needed it. Thank you payplan!! Reviewed on: 19th August 2021

Best Debt Company

5
From start to finish, PayPlanPlus were always to hand with a professional but caring manner, yes my fault but these people were there supporting me through it 100 percent Reviewed on: 19th August 2021

Thank you Payplan

5
Payplan helped me to find my way out of a really bad financial situation that I found myself in and never having been in debt before without Payplan's help I would have possibly been declared bankrupt and/or been taken to court. I am very grateful for their professional and non judgemental help and for the way what seemed like an impossible situation became manageable. What a relief to be able to sleep at night! Reviewed on: 19th August 2021

Could Not Have Done More

5
I was in a deep, deep hole when I found Payplan, they have helped me no end!!! Reviewed on: 19th August 2021

Massive help

4
Really helpful staff, explained everything I needed to know Reviewed on: 19th August 2021

Peace of mind

5
Best customer service and excellent in all shape and form. 5 star throughout. Highly recommended Reviewed on: 19th August 2021

Peace of mind

5
Since day one of joining PayPlan, I have felt in very safe hands with my debt management. They were very supportive and reassuring at the start, ensuring I was put onto the most appropriate plan. Then it has always been extremely easy to contact them and get a quick response when needed. Finally, their app is super easy to use, where I can see my debt coming down month by month. A fantastic service all round. Reviewed on: 19th August 2021

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