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Meg Thornhill

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Review of the PayPal, PayPal Credit:
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Quick, easy, and offers great financial peace of mind.

5
I’ve used PayPal for years, and PayPal Credit has made budgeting for larger purchases way less stressful. I’ve used it for countless purchases and the 6-month no interest offer on £99+ meant I could spread costs comfortably without fees. That flexibility has been a huge help. Application took under a minute through my PayPal account and it just shows up at checkout everywhere PayPal is accepted. The PayPal app is simple and shows exactly what I owe each month and the due date. Customer service has also been excellent — they helped me retrieve a refund for a scam purchase, which gave me a lot of peace of mind. If you’re disciplined about paying on time, it’s a really useful tool for short-term flexibility. It’s worked exactly as advertised for me across years of use. Reviewed on: 9th June 2026

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