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Nathan Middlebrook

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Review of the Zopa, Personal loan:

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Quick, and simple application. Lowest interest rate available, and fast transfer to my account.

Used a comparison site and Zopa were the cheapest. Easy application process online, super fast transfer to my bank. Borrowed £3000 over 36 months and only have to pay back £3244, £80 or so of which was taxes. So they're only profitting around £160ish. Which i found hard to believe. When I drew the money out of the bank for a new car the cashier asked if it was a loan and why I didn't enquire at HSBC, I just laughed and said 'I'm not as daft as you look'. Silly woman, they would've charged me around £7-800 interest, possibly more. I paid an £1100 repayment to my Zopa loan over the phone with no early repayment charges. The lady was nice and friendly and sorted me out in minutes. Overall, WINNER WINNER CHICKEN DINNER. If I decide to take another loan at some point Zopa will definitely be my choice, without doubt. Reviewed on: 19th December 2016

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