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Review of the PayPal, PayPal Credit:

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Great Concept, but Credit Card Logic Is Missing

It still needs improvement in how it reflects the amount due. For example, it doesn't mention that every £99 purchase is eligible for 4 interest-free installments. It also doesn't correctly apply the concept of a credit card billing cycle. Purchases made after the statement cut-off date shouldn't simply be treated as requiring immediate installments. Instead, they should be added to the next credit card statement, effectively giving you additional time before the first payment is due. That distinction is important when calculating payment schedules and due dates. Reviewed on: 14th July 2026

Review of the Chase Bank, Savings:

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Love cashback, ready easy app to navigate!

Love cashback, ready easy app to navigate!!! Reviewed on: 28th February 2025

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