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Lucia P

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Review of the Monzo, Flex Credit Card:
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Makes credit affordable

5
The 0% interest over three months product is an incredibly affordable way to spread small purchases, the credit limits feel fair and there is a real effort from Monzo to avoid putting people in debt which is refreshing in the BNPL space. I especially love the option to Flex any purchase within two weeks so if money is tight at the end of the month I can go back and Flex one or two transactions to get some cash back in a pinch at no extra cost! Reviewed on: 18th March 2025

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