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Review of the Monzo, Business Account:

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Good product bad fraud support

The core product is good and the app, with its digital focus is easy to use and fantastic for freelancers. The major problem with Monzo’s business offering is their lack of support for fraud. I had a terrible experience where not only was the fraud response slow but I had to go to the ombudsman to get my money returned. Reviewed on: 18th March 2025

Review of the Mettle, Business Banking:

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A easy to use and set up account.

A easy to use and set up account. A good balance of features that are great for freelancers. The limitation of no IBAN makes it difficult to use for software developers who need it for integration with the big app stores, but if your business is physical or services, it’s perfect. The mix of features including discounts on FreeAgent is excellent for ensuring you comply with Making Tax Digital. Reviewed on: 18th March 2025

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