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Review of the PayPal, PayPal Credit:

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Paypal Credit, the gold standard of Credit.

Paypal Credit is the best form of credit. I don't own a credit card with my bank, I just use Paypal Credit because it is so flexible and I can practically use it ANYWHERE online. Paypal Credit along with Paypal pay-in-3 are really amazing. I've been with paypal for around 10 years now and I've always used it, it's helped build my credit score to the highest bracket which is really really good for my age so thankyou Paypal! They don't pressure you to make payments. As well as that, anything you buy with Paypal Credit that is above £100, they allow you 4 interest free months to pay it back! This is hands down the best form of Credit available. The only thing I could suggest for Paypal is to make a credit card! Personally, I wouldn't use it or own one, mainly because I never buy things in person that require credit, it's always online, however, for people who frequently use credit cards I believe Paypal Credit card could be a really good investment for the business to push it to that next level. Reviewed on: 26th May 2025

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