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James

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Review of the PayPal, PayPal Credit:
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I’ve been using PayPal credit for almost 10 years at...

5
I’ve been using PayPal credit for almost 10 years at this point, it’s always been simple to use and fair with the 0% interest time before APR kicks in. I originally used it to finance a new phone but as time as gone on it’s become a very simple and straightforward credit card alternative. If I’m buying anything online I prefer to use PayPal so the added flexibility of PayPal Credit can make life easier when it comes to larger purchases Reviewed on: 26th May 2025

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