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AJ Jones

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Review of the Zable, Credit Card:

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Great for building credit

I recently got the Zable Credit Card in order to improve my credit as a new uni student. As someone just starting to build credit, I thought it could be a good option. The sign-up was easy, and I got a virtual card almost instantly, which was cool. It’s also nice that it reports to all the major credit bureaus, so I can see my credit score improve over time. The app is super user-friendly, and I like being able to track my score right there. On the downside, the APR is pretty high (48.9%), which makes me hesitant to carry a balance. Plus, there are no rewards or cashback like some other cards, so it’s really just about building credit. A few other people have mentioned some security issues, but I haven’t had any problems so far. Reviewed on: 15th June 2025

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