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Oluchi T

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Review of the PayPal, PayPal Credit:

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PayPal has been a fantastic tool for managing my fin...

PayPal has been a fantastic tool for managing my finances. I initially started using it because my sister lives in America, and it was the only service that allowed us to send and receive money instantly. Later, I was approved for their credit card, which was a game changer since PayPal is accepted by almost every online retailer. The only downside is the "Pay in 3" feature. You are required to link a debit card to your current account, as credit cards are not accepted for these payments, which is frustrating. Additionally, the installment options are currently limited to just three payments. While I have heard of a "Pay in 4" option, it has never been available to me. I really hope they introduce more flexible payment plans in the future. Overall, my experience has been great! Reviewed on: 9th June 2026

Review of the Zable, Credit card:

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Simple, transparent card that helps build credit Score

The application process was straightforward and quick, and I was approved almost instantly. I appreciate the fact that there are no hidden fees and the interest rate is reasonable compared to similar cards. The app is user-friendly, making it easy to track spending and payments. My credit score has even improved since I started using it, which was one of my main goals. The only downside is that I’d like to see a higher credit limit offered over time. Reviewed on: 2nd July 2025

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