Gurditt R's community profile page

Write a review

Go to business site

Viewing profile for,

Gurditt R

Total reviews written

Helpful marks given to their reviews

Times reviews seen

All reviews (1)

Review of the Vanquis, Credit builder credit card:

View on product page

The Card That Gave Me a Second Chance

After a few financial missteps in my early twenties, I’d been declined by multiple banks. My credit score was stuck, and my confidence with it. That’s when I discovered the Vanquis Credit Building Card, and honestly, it’s been a game changer. The application was quick, and I was pre-approved with no impact on my credit score. Within days, my card arrived with a modest but manageable limit. More importantly, the app made everything easy—clear balance tracking, payment reminders, and no confusing jargon. What sets Vanquis apart isn’t just accessibility—it’s accountability. Every payment I made was reported to major credit bureaus, and within six months, my credit score jumped by over 100 points. I now qualify for better financial products, but I still keep my Vanquis card active. Why? Because it helped me when no one else would. Yes, the interest rate is high—but that’s the trade-off for opportunity. As long as you pay in full, it costs you nothing and builds everything. Vanquis didn’t just give me a card—it gave me a second chance. Reviewed on: 9th July 2025

We are helping 1000s to make smarter financial decisions

We use the power of consumer reviews to help increase trust and transparency in financial services and to deliver industry leading insight and events.