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Review of the Tembo Money, Lifetime ISA:

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I love Tembo!

My Dad did research into multiple online saving accounts to store my trust fund I got when I was 18, so that I could collect interest and add money to it to save for a house when I'm older. It's one of the easiest apps I've used when it comes to transferring money into, and the way it's set out makes it easy to save. After I put £4,000 in there and let it sit, I earned another £1,000. So far, I've earned an extra £58 for just using tembo - that's without me adding anything into it. I would say it's very much worth it, as you make the most out of your money. It's especially good for young people, and students, who don't yet have jobs and want somewhere to store big sums like that. I've not personally interacted with the customer service team, so I can't make a review on that. However, I adore the features and how the app is laid out. It always makes me happy when I open it! Reviewed on: 3rd February 2026

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