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Review of the Lloyds Bank, Club Lloyds Current Account:

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Would not recommend Lloyds, their processes are very...

Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and we wanted to try and meet the switching offer deadline but had to wait for an activation code in the post. We spoke to Lloyds on the phone and they could offer no alternatives and there was no way we could speed up the process, they suggested going into a branch but they had no appointments available in the next 3 weeks. They should give warning that in becoming a new Lloyds customer you need to wait at least a week for a code to be sent in the post and it’s stupid that you can’t set up a joint account together on the phone Reviewed on: 4th February 2026

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