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AndrewD

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All reviews (9)

Review of the Virgin Money, Cash ISA:

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Virgin money cash ISA

I have found Virgin Money to be very efficient and straightforward to deal with. Their interest rates are decent if not amazing, and their online banking set up is probably the easiest that I have used Reviewed on: 24th December 2016

Review of the Santander, 123 Current Account (discontinued):

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Good service but now poor value

This account was really good value until recently, and the service has been excellent in all the time i have used it (about 3 years). But now they have cut the interest and hiked the fee, I'm pretty certain I will switch to another account- it seems a bit much to hit you on the interest and fees both at the same time. Reviewed on: 22nd November 2016

Review of the Halifax, Clarity Credit Card:

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The most sensible travel money method

I got this card (my first and only credit card, I try to avoid them generally) specifically because it has the best rates for spending money abroad. Best of all, there is no charge for withdrawing cash from ATMs overseas- so I only use it when abroad, and pay it off in full each month. Using this saves me loads of money which would have been spent on fees, commissions etc when using my debit card, or bureaux de change. I've had very little reason to contact customer services, but on the one occasion i did, they were helpful and quick to sort things out. I'd recommend this for anyone who spends even a little time oversea, for business or pleasure. Reviewed on: 10th August 2015

Review of the Santander, 123 Current Account (discontinued):

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Great idea, shame about the fee

I've had this account for around two years now. The interest rate on it is great, and you get cashback if you use it to pay for your household bills- i.e. Council Tax, energy, telecoms. For anyone with some cash savings the rate beats most savings accounts. I've been pleased with the level of service too. The only drawback is the £2 a month fee, but i've found that the benefits outweigh this. I'd be happy to keep this account for a long time. Reviewed on: 10th August 2015

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