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Mr M

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Review of the Plata, Personal loans:

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Fortunes on the interest, no early pay off option

Fortunes on the interest, easy to get through Equifax but no early pay off options to save money. I literally only got this to improve credit rating which has worked so far but for the cost I should have just got a credit card from elsewhere. Reviewed on: 7th February 2026

Reply from Plata Hi Mr M, Thank you for taking the time to share your feedback. We’re glad to hear that your loan has helped support your credit‑building goals, but we’re sorry to learn that aspects of our service haven’t met your expectations. If you’d like to pay off your loan early, you can do this at any time by logging in to your online account. Once you’re logged in, you’ll see an option called ‘Pay off your loan’, which will show your settlement figure. You can also find more information on our Settlements page: https://www.plata.com/s/early-settlement-information Kind regards, Plata. Response date: 17th February 2026

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